Compare 80524 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Fort Collins just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 15,916 neighbors looking to save on their home insurance policy in the local 80524 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 80524. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Colorado rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Fort Collins, CO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Fort Collins, CO

Average Building Cost Per Square Foot in 80524: $260

Average Square Footage in 80524: 1,567 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80524 before you start any project. Fort Collins homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80524 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80524 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,567 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Collins area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 80524 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Horton- Linda S

Bush- Ronny R - State Farm Insurance Agent

Cramer- Gary W - State Farm Insurance Agent

Kippes- Michelle

Biggers- Mary M - State Farm Insurance Agent

Household Data for 80524

The average number of homes in 80524 is around 15,916, there are an average of 2.40 per household. The average house value according to local real estate values is around $407,400. Please review the following demographics below for average income and media age.

• 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

  According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

• What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

  A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

• $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

  According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]