Get multiple home insurance quotes in 80543. Our licensed 80543, CO agents are ready to serve you.

Check Out 80543 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Milliken, CO.

We will gather some basic information about your home in Milliken, CO and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Colorado licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 80543 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 80543

We have pulled together a variety of data related to homeowners insurance in Colorado. Simply click on one of the links below to learn about the average cost of homeowners insurance in Colorado as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Milliken, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

80543 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 80543 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Colorado is roughly $1264. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 80543 homeowners insurance policy!

80543 Home Insurance Average Premiums

Local 80543 homeowners insurance quotes comparison

$1014 /yr.

Shows Zip Code: 80543 lowest rates with discounts applied on average.

For the 80543, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1014 /yr.
Average Coverage:$1264 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1564 /yr.

What is the average home insurance cost for a home in 80543?

  • • The average homeowners insurance premium paid annually for a home in 80543 is around $1264 per year.

What does it cost on average per month for home insurance in 80543?

  • • Homeowners in 80543 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 80543?

  • • Autoowners in 80543 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milliken area, check out other zip codes nearby 80543.
Review average rates in another zip code:
80543 homeowners insurance rates

Home Replacement Cost Coverage in 80543

Average Building Cost Per Square Foot in 80543: $260

Location: Milliken, Colorado (Weld County)

Average Square Footage in 80543: 1,297 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80543 before you start any project. Milliken homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80543 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80543 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,297 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milliken area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,297$337,200
Additional Upgrades & Added Features$3251,297$421,500
Major Home Updates or Advancements$3901,297$505,800

It's important to understand that when you estimate your replacement cost of your home in the 80543 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80543

Best Home & Auto Insurance Agencies in 80543

Farmers Insurance & Financial Services the Luckey Agency

Address: 1300 Broad St Milliken, CO 80543
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 80543

Population Review for 80543 Zip Code

For the city of Milliken, the population within 80543 has increased to over 9,287 residents in population size. The current population total is 8,696. We have broken down the population based on race below. In 80543, there are over 4449 in male population and 4247 females.

PopulationValues
Total Population8,696
White Population6445
Black Population33
Hispanic Population2358
Asian Population40
Hawaiian Population3
Indian Population94
Other Population917
Male Population4449
Female Population4247
Population Estimate9287

Household Data for 80543

The average number of homes in 80543 is around 2,865, there are an average of 3.04 per household. The average house value according to local real estate values is around $337,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,865
Persons Per Household3.04
Average House Value$337,200
Income Per Household$72833
Median Age32.1
Median Age Male31.8
Median Age Female32.5
80543 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code970
CityMilliken
City Alias NameMILLIKEN
CountyWeld
County FIPS123
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA3060
CSA216
CBSA24540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreeley, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameGreeley, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses107
Number Of Employees697
Business First Quarter Payroll8469
Business Annual Payroll47621
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population252825
CBSA Division Population0
Congressional District08
Congressional LandArea0
Delivery Residential3055
Delivery Business29
Delivery Total4788
Preferred Last Line KeyZ11646
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11646
Land Area30.911000
Water Area0.338000
City Alias Code
City Mixed CaseMilliken
City Alias Mixed CaseMilliken
Box Count212
SFDU275
MFDU0
State ANSI08
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number076210
Unique ZIP Name
SSA State County Code06610
Medicare CBSA Code24540
Medicare CBSA NameGreeley, CO
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseWeld

Colorado Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]