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Home Insurance Rates in 80550

For homeowners shopping online in 80550, our insurance rates are very competitive for homeowners living in Windsor, CO. Many homeowners based out of the great city of Windsor have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 80550, simply click the "Get Multiple Quotes Now" button. Your 80550 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Windsor, CO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

80550 Home Insurance Rating is: Very High!

If you live in 80550, you can easily save up to 40% off the average home insurance premium of $1257 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Windsor can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 80550 today!

Get Multiple Home Insurance Rates in 80550!

80550 Home Insurance Average Premiums

Local 80550 homeowners insurance quotes comparison

$1007 /yr.

Shows Zip Code: 80550 lowest rates with discounts applied on average.

For the 80550, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1007 /yr.
Average Coverage:$1257 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1557 /yr.

What is the average home insurance cost for a home in 80550?

  • • The average homeowners insurance premium paid annually for a home in 80550 is around $1257 per year.

What does it cost on average per month for home insurance in 80550?

  • • Homeowners in 80550 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 80550?

  • • Autoowners in 80550 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Windsor area, check out other zip codes nearby 80550.
Review average rates in another zip code:
80550 homeowners insurance rates

Home Replacement Cost Coverage in 80550

Average Building Cost Per Square Foot in 80550: $260

Location: Windsor, Colorado (Weld County)

Average Square Footage in 80550: 1,675 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80550 before you start any project. Windsor homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80550 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80550 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,675 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Windsor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,675$435,600
Additional Upgrades & Added Features$3251,675$544,500
Major Home Updates or Advancements$3901,675$653,400

It's important to understand that when you estimate your replacement cost of your home in the 80550 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80550

B & B Agency

Address: 469 Pelican Cv Windsor, CO 80550
Phone: (970)686-5548
Website:

Best Home & Auto Insurance Agencies in 80550

American Family Insurance - Eric L Vanwyk

Address: 400 Main Street Windsor, CO 80550
Phone:
Website: http://www.national.citysearch.com/profile/external/604118812/windsor_co/american_family_insurance_eric_l_vanwyk.html
Info:

American Family Insurance- Eric Van Wyk

Address: 421 Main Street Windsor, CO 80550
Phone:
Website: http://www.national.citysearch.com/profile/external/604672862/windsor_co/american_family_insurance_eric_van_wyk.html
Info:

Lawrence, Larry - Shelter Insurance

Address: 617 Main Street Windsor, CO 80550
Phone:
Website: http://www.shelterinsurance.com/CA/agent/LARRYLAWRENCE
Info:

B & B Agency

Address: 469 Pelican Cv Windsor, CO 80550
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1057 Main St Windsor, CO 80550
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 80550

Population Review for 80550 Zip Code

For the city of Windsor, the population within 80550 has increased to over 52,094 residents in population size. The current population total is 38,909. We have broken down the population based on race below. In 80550, there are over 19175 in male population and 19734 females.

PopulationValues
Total Population38,909
White Population33576
Black Population243
Hispanic Population4223
Asian Population523
Hawaiian Population24
Indian Population219
Other Population984
Male Population19175
Female Population19734
Population Estimate52094

Household Data for 80550

The average number of homes in 80550 is around 13,767, there are an average of 2.80 per household. The average house value according to local real estate values is around $435,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,767
Persons Per Household2.80
Average House Value$435,600
Income Per Household$109240
Median Age36.5
Median Age Male36.0
Median Age Female37.0
80550 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code970
CityWindsor
City Alias NameWINDSOR
CountyWeld
County FIPS123
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA3060
CSA216
CBSA24540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreeley, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameGreeley, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses993
Number Of Employees10347
Business First Quarter Payroll135142
Business Annual Payroll616426
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population252825
CBSA Division Population0
Congressional District02|04|08
Congressional LandArea7535.34|38102.67|0
Delivery Residential18605
Delivery Business727
Delivery Total22421
Preferred Last Line KeyZ12042
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ12042
Land Area52.424000
Water Area2.905000
City Alias Code
City Mixed CaseWindsor
City Alias Mixed CaseWindsor
Box Count215
SFDU1779
MFDU1181
State ANSI08
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number079756
Unique ZIP Name
SSA State County Code06610
Medicare CBSA Code24540
Medicare CBSA NameGreeley, CO
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseWeld

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]