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Homeowners Insurance in 80602

For homeowners living in 80602, you want more affordable home insurance rates in Brighton, right? Our rates are very competitive for homeowners living in the great city of Brighton, CO. Many homeowners living in the 80602 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 80602 should appear in the zip code field ready to go. Comparing Brighton, CO Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

80602 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Brighton pay around $1322 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Colorado home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 80602 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Brighton homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Colorado home insurance premium today!

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80602 Home Insurance Average Premiums

Local 80602 homeowners insurance quotes comparison

$1072 /yr.

Shows Zip Code: 80602 lowest rates with discounts applied on average.

For the 80602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1072 /yr.
Average Coverage:$1322 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1622 /yr.

What is the average home insurance cost for a home in 80602?

  • • The average homeowners insurance premium paid annually for a home in 80602 is around $1322 per year.

What does it cost on average per month for home insurance in 80602?

  • • Homeowners in 80602 pay a monthly average cost per month around $110.00.

What kind of discount could I get if I combine my home and auto insurance together in 80602?

  • • Autoowners in 80602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brighton area, check out other zip codes nearby 80602.
Review average rates in another zip code:
80603 homeowners insurance rates
80602 homeowners insurance rates
80601 homeowners insurance rates

Home Replacement Cost Coverage in 80602

Average Building Cost Per Square Foot in 80602: $260

Location: Brighton, Colorado (Adams County)

Average Square Footage in 80602: 1,958 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80602 before you start any project. Brighton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,958 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brighton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,958$509,200
Additional Upgrades & Added Features$3251,958$636,500
Major Home Updates or Advancements$3901,958$763,800

It's important to understand that when you estimate your replacement cost of your home in the 80602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80602

Best Home & Auto Insurance Agencies in 80602

Stengel Raisely Insurance Group

Address: 13762 Colorado Blvd, #124 Thornton, CO 80602
Phone:
Website: http://www.tagins.net/
Info:

Easton- Martha S - State Farm Insurance Agent

Address: 13762 Colorado Blvd, #130 Thornton, CO 80602
Phone:
Website:
Info:

Brian Finan State Farm Insurance

Address: 13762 Colorado Blvd, Unit 130 Thornton, CO 80602
Phone:
Website: http://www.brianfinan.com/
Info:

State Farm Insurance Agents - Downtown- Phil Starbuck

Address: 13762 Colorado Blvd Brighton, CO 80602
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 80602

Population Review for 80602 Zip Code

For the city of Brighton, the population within 80602 has increased to over 48,980 residents in population size. The current population total is 43,375. We have broken down the population based on race below. In 80602, there are over 21513 in male population and 21862 females.

PopulationValues
Total Population43,375
White Population30450
Black Population666
Hispanic Population8871
Asian Population3680
Hawaiian Population34
Indian Population347
Other Population2516
Male Population21513
Female Population21862
Population Estimate48980

Household Data for 80602

The average number of homes in 80602 is around 13,915, there are an average of 3.12 per household. The average house value according to local real estate values is around $509,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,915
Persons Per Household3.12
Average House Value$509,200
Income Per Household$130101
Median Age37.5
Median Age Male37.3
Median Age Female37.7
80602 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720/303
CityBrighton
City Alias NameBRIGHTON
CountyAdams
County FIPS001
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses557
Number Of Employees3377
Business First Quarter Payroll28365
Business Annual Payroll135982
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District08
Congressional LandArea0
Delivery Residential15699
Delivery Business110
Delivery Total19839
Preferred Last Line KeyZ11116
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11116
Land Area30.739000
Water Area0.494000
City Alias Code
City Mixed CaseBrighton
City Alias Mixed CaseBrighton
Box Count0
SFDU4758
MFDU738
State ANSI08
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071044
Unique ZIP Name
SSA State County Code06000
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseAdams

Colorado Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]