Get multiple home insurance quotes in 80634. Our licensed 80634, CO agents are ready to serve you.

80634, CO Homeowners Insurance Rates

With a population size of 65,980 and with 24,562 occupied homes in the 80634 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Greeley, CO are around $1,227 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Greeley, Colorado. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Colorado home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Greeley, CO.

For Colorado home insurance information, including average Greeley home insurance rates, coverage options or the different homeowners insurance types, please select Greeley, CO Home Insurance Quotes Now!

80634 Home Insurance Average Premiums

Local 80634 homeowners insurance quotes comparison

$977 /yr.

Shows Zip Code: 80634 lowest rates with discounts applied on average.

For the 80634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$977 /yr.
Average Coverage:$1227 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1527 /yr.

What is the average home insurance cost for a home in 80634?

  • • The average homeowners insurance premium paid annually for a home in 80634 is around $1227 per year.

What does it cost on average per month for home insurance in 80634?

  • • Homeowners in 80634 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 80634?

  • • Autoowners in 80634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greeley area, check out other zip codes nearby 80634.
Review average rates in another zip code:
80634 homeowners insurance rates
80631 homeowners insurance rates

Home Replacement Cost Coverage in 80634

Average Building Cost Per Square Foot in 80634: $260

Location: Greeley, Colorado (Weld County)

Average Square Footage in 80634: 1,258 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80634 before you start any project. Greeley homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,258 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greeley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,258$327,200
Additional Upgrades & Added Features$3251,258$409,000
Major Home Updates or Advancements$3901,258$490,800

It's important to understand that when you estimate your replacement cost of your home in the 80634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80634

B & B Agency Inc/Peak Ins

Address: 1015 37th Avenue Ct # 101A Greeley, CO 80634
Phone: (970)346-0977
Website:

Allstate Insurance-Stephanie Boyd

Address: 7251 W 20th St Unit G2 Greeley, CO 80634
Phone: (970)506-0773
Website: agent.allstate.com/28623

Best Home & Auto Insurance Agencies in 80634

Metlife Auto & Home: Flood & Peterson Insurance

Address: 4687 West 18th Street Greeley, CO 80634
Phone:
Website: http://www.fpinsurance.com/
Info:

Texas Farm Bureau Insurance

Address: 910 54th Avenue Greeley, CO 80634
Phone:
Website: http://www.farmbureauinsurance-mi.com/
Info:

Allstate Insurance Companies

Address: 1120 38th Ave Greeley, CO 80634
Phone:
Website: http://www.allstateagencies.com
Info:

Galindo, Tina - Titan Auto Insurance

Address: 3011 West 10th Street #113 Greeley, CO 80634
Phone:
Website: http://www.nationwide.com/
Info:

MIG

Address: 1004 35th Avenue Greeley, CO 80634
Phone:
Website: http://www.miginsure.com/
Info:

Housing Demographics for 80634

Population Review for 80634 Zip Code

For the city of Greeley, the population within 80634 has increased to over 73,825 residents in population size. The current population total is 65,980. We have broken down the population based on race below. In 80634, there are over 32337 in male population and 33643 females.

PopulationValues
Total Population65,980
White Population46523
Black Population933
Hispanic Population20435
Asian Population1100
Hawaiian Population59
Indian Population907
Other Population7158
Male Population32337
Female Population33643
Population Estimate73825

Household Data for 80634

The average number of homes in 80634 is around 24,562, there are an average of 2.67 per household. The average house value according to local real estate values is around $327,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,562
Persons Per Household2.67
Average House Value$327,200
Income Per Household$79190
Median Age36.0
Median Age Male34.9
Median Age Female37.2
80634 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code970
CityGreeley
City Alias NameGREELEY
CountyWeld
County FIPS123
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA3060
CSA216
CBSA24540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreeley, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameGreeley, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1379
Number Of Employees17015
Business First Quarter Payroll203672
Business Annual Payroll846750
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population252825
CBSA Division Population0
Congressional District04|08
Congressional LandArea38102.67|0
Delivery Residential27650
Delivery Business1322
Delivery Total28540
Preferred Last Line KeyZ11464
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11464
Land Area38.316000
Water Area0.114000
City Alias Code
City Mixed CaseGreeley
City Alias Mixed CaseGreeley
Box Count0
SFDU10984
MFDU5090
State ANSI08
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number073960
Unique ZIP Name
SSA State County Code06610
Medicare CBSA Code24540
Medicare CBSA NameGreeley, CO
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseWeld

Colorado Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]