Get multiple home insurance quotes in 80652. Our licensed 80652, CO agents are ready to serve you.

Check Out 80652 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Roggen, CO.

We will gather some basic information about your home in Roggen, CO and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Colorado licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 80652 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 80652

We have pulled together a variety of data related to homeowners insurance in Colorado. Simply click on one of the links below to learn about the average cost of homeowners insurance in Colorado as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Roggen, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

80652 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 80652 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Colorado is roughly $1300. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 80652 homeowners insurance policy!

80652 Home Insurance Average Premiums

Local 80652 homeowners insurance quotes comparison

$1050 /yr.

Shows Zip Code: 80652 lowest rates with discounts applied on average.

For the 80652, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1050 /yr.
Average Coverage:$1300 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1600 /yr.

What is the average home insurance cost for a home in 80652?

  • • The average homeowners insurance premium paid annually for a home in 80652 is around $1300 per year.

What does it cost on average per month for home insurance in 80652?

  • • Homeowners in 80652 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 80652?

  • • Autoowners in 80652 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roggen area, check out other zip codes nearby 80652.
Review average rates in another zip code:
80652 homeowners insurance rates

Home Replacement Cost Coverage in 80652

Average Building Cost Per Square Foot in 80652: $260

Location: Roggen, Colorado (Weld County)

Average Square Footage in 80652: 1,576 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80652 before you start any project. Roggen homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80652 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80652 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,576 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roggen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,576$409,700
Additional Upgrades & Added Features$3251,576$512,125
Major Home Updates or Advancements$3901,576$614,550

It's important to understand that when you estimate your replacement cost of your home in the 80652 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80652

Best Home & Auto Insurance Agencies in 80652

Housing Demographics for 80652

Population Review for 80652 Zip Code

For the city of Roggen, the population within 80652 has increased to over 533 residents in population size. The current population total is 563. We have broken down the population based on race below. In 80652, there are over 284 in male population and 279 females.

PopulationValues
Total Population563
White Population449
Black Population2
Hispanic Population100
Asian Population0
Hawaiian Population0
Indian Population4
Other Population72
Male Population284
Female Population279
Population Estimate533

Household Data for 80652

The average number of homes in 80652 is around 189, there are an average of 2.98 per household. The average house value according to local real estate values is around $409,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode189
Persons Per Household2.98
Average House Value$409,700
Income Per Household$0
Median Age41.4
Median Age Male39.0
Median Age Female43.1
80652 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303
CityRoggen
City Alias NameROGGEN
CountyWeld
County FIPS123
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA3060
CSA216
CBSA24540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreeley, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameGreeley, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees102
Business First Quarter Payroll1337
Business Annual Payroll4969
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population252825
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential179
Delivery Business10
Delivery Total914
Preferred Last Line KeyZ11811
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11811
Land Area169.542000
Water Area0.115000
City Alias Code
City Mixed CaseRoggen
City Alias Mixed CaseRoggen
Box Count66
SFDU179
MFDU0
State ANSI08
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number077794
Unique ZIP Name
SSA State County Code06610
Medicare CBSA Code24540
Medicare CBSA NameGreeley, CO
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseWeld

Colorado Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]