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Homeowners Insurance in 80723

For homeowners living in 80723, you want more affordable home insurance rates in Brush, right? Our rates are very competitive for homeowners living in the great city of Brush, CO. Many homeowners living in the 80723 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 80723 should appear in the zip code field ready to go. Comparing Brush, CO Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

80723 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Brush pay around $1246 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Colorado home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 80723 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Brush homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Colorado home insurance premium today!

Get 80723 Homeowners Insurance Rates Now!

80723 Home Insurance Average Premiums

Local 80723 homeowners insurance quotes comparison

$996 /yr.

Shows Zip Code: 80723 lowest rates with discounts applied on average.

For the 80723, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$996 /yr.
Average Coverage:$1246 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1546 /yr.

What is the average home insurance cost for a home in 80723?

  • • The average homeowners insurance premium paid annually for a home in 80723 is around $1246 per year.

What does it cost on average per month for home insurance in 80723?

  • • Homeowners in 80723 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 80723?

  • • Autoowners in 80723 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brush area, check out other zip codes nearby 80723.
Review average rates in another zip code:
80723 homeowners insurance rates

Home Replacement Cost Coverage in 80723

Average Building Cost Per Square Foot in 80723: $260

Location: Brush, Colorado (Morgan County)

Average Square Footage in 80723: 830 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80723 before you start any project. Brush homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80723 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80723 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 830 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brush area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260830$215,900
Additional Upgrades & Added Features$325830$269,875
Major Home Updates or Advancements$390830$323,850

It's important to understand that when you estimate your replacement cost of your home in the 80723 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80723

Best Home & Auto Insurance Agencies in 80723

Ingmire, Dale A - Ingmire Phillips Insurance Incorporated

Address: 216 Clayton St Brush, CO 80723
Phone:
Website: http://www.allstateagencies.com/084474/Welcome/
Info:

Gregg Mullen Insur Agcy Inc

Address: 209 Clayton St Brush, CO 80723
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 80723

Population Review for 80723 Zip Code

For the city of Brush, the population within 80723 has increased to over 7,024 residents in population size. The current population total is 7,092. We have broken down the population based on race below. In 80723, there are over 3444 in male population and 3648 females.

PopulationValues
Total Population7,092
White Population5044
Black Population74
Hispanic Population2395
Asian Population47
Hawaiian Population2
Indian Population76
Other Population967
Male Population3444
Female Population3648
Population Estimate7024

Household Data for 80723

The average number of homes in 80723 is around 2,633, there are an average of 2.56 per household. The average house value according to local real estate values is around $215,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,633
Persons Per Household2.56
Average House Value$215,900
Income Per Household$64574
Median Age40.6
Median Age Male38.3
Median Age Female43.2
80723 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code970
CityBrush
City Alias NameBRUSH
CountyMorgan
County FIPS087
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA22820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFort Morgan, CO
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses156
Number Of Employees1530
Business First Quarter Payroll17245
Business Annual Payroll74178
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population28159
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential2744
Delivery Business181
Delivery Total3181
Preferred Last Line KeyZ11123
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ11123
Land Area265.485000
Water Area0.647000
City Alias Code
City Mixed CaseBrush
City Alias Mixed CaseBrush
Box Count171
SFDU2232
MFDU199
State ANSI08
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071098
Unique ZIP Name
SSA State County Code06430
Medicare CBSA Code99906
Medicare CBSA NameRural Areas in CO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseMorgan

Colorado Homeowners Insurance News & Information

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