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Home Insurance Quotes in 80807

Are you shopping for a cheaper homeowners insurance rate in 80807? Our rates are very competitive for homeowners living in Burlington, CO. Many homeowners located in the 80807 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 80807. To get free 80807 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 80807 zip code should appear in the zip code field ready to go. Shopping Burlington, CO Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 80807 to review the best rate coverages.

Your 80807 Home Insurance Costs Is Rated: Very High!

For the great city of Burlington, the average home insurance premium paid annually is around $1271 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Colorado specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Burlington and need insurance on your home in the 80807 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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80807 Home Insurance Average Premiums

Local 80807 homeowners insurance quotes comparison

$1021 /yr.

Shows Zip Code: 80807 lowest rates with discounts applied on average.

For the 80807, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1021 /yr.
Average Coverage:$1271 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1571 /yr.

What is the average home insurance cost for a home in 80807?

  • • The average homeowners insurance premium paid annually for a home in 80807 is around $1271 per year.

What does it cost on average per month for home insurance in 80807?

  • • Homeowners in 80807 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 80807?

  • • Autoowners in 80807 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burlington area, check out other zip codes nearby 80807.
Review average rates in another zip code:
80807 homeowners insurance rates

Home Replacement Cost Coverage in 80807

Average Building Cost Per Square Foot in 80807: $260

Location: Burlington, Colorado (Kit Carson County)

Average Square Footage in 80807: 605 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80807 before you start any project. Burlington homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80807 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80807 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 605 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260605$157,400
Additional Upgrades & Added Features$325605$196,750
Major Home Updates or Advancements$390605$236,100

It's important to understand that when you estimate your replacement cost of your home in the 80807 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80807

Best Home & Auto Insurance Agencies in 80807

Ken Viken Insurance Agency Inc - State Farm Insurance Agent

Address: 417 14th St Burlington, CO 80807
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 80807

Population Review for 80807 Zip Code

For the city of Burlington, the population within 80807 has increased to over 4,250 residents in population size. The current population total is 4,232. We have broken down the population based on race below. In 80807, there are over 2118 in male population and 2114 females.

PopulationValues
Total Population4,232
White Population3187
Black Population12
Hispanic Population1071
Asian Population22
Hawaiian Population7
Indian Population34
Other Population462
Male Population2118
Female Population2114
Population Estimate4250

Household Data for 80807

The average number of homes in 80807 is around 1,681, there are an average of 2.48 per household. The average house value according to local real estate values is around $157,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,681
Persons Per Household2.48
Average House Value$157,400
Income Per Household$57639
Median Age37.8
Median Age Male36.5
Median Age Female39.1
80807 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code719
CityBurlington
City Alias NameBURLINGTON
CountyKit Carson
County FIPS063
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses192
Number Of Employees1496
Business First Quarter Payroll15156
Business Annual Payroll61839
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential1714
Delivery Business254
Delivery Total2220
Preferred Last Line KeyZ11129
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ11129
Land Area743.933000
Water Area0.323000
City Alias Code
City Mixed CaseBurlington
City Alias Mixed CaseBurlington
Box Count172
SFDU1471
MFDU52
State ANSI08
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071188
Unique ZIP Name
SSA State County Code06310
Medicare CBSA Code99906
Medicare CBSA NameRural Areas in CO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseKit Carson

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]