Get multiple home insurance quotes in 80817. Our licensed 80817, CO agents are ready to serve you.

80817 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 80817 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fountain, CO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 80817 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Colorado, like average Fountain homeowners insurance rates, coverage options or home insurance types, please select Fountain, CO Home Insurance Rates Online!

80817 Home Insurance Average Premiums

Local 80817 homeowners insurance quotes comparison

$990 /yr.

Shows Zip Code: 80817 lowest rates with discounts applied on average.

For the 80817, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$990 /yr.
Average Coverage:$1240 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1540 /yr.

What is the average home insurance cost for a home in 80817?

  • • The average homeowners insurance premium paid annually for a home in 80817 is around $1240 per year.

What does it cost on average per month for home insurance in 80817?

  • • Homeowners in 80817 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80817?

  • • Autoowners in 80817 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fountain area, check out other zip codes nearby 80817.
Review average rates in another zip code:
80817 homeowners insurance rates

Home Replacement Cost Coverage in 80817

Average Building Cost Per Square Foot in 80817: $260

Location: Fountain, Colorado (El Paso County)

Average Square Footage in 80817: 1,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80817 before you start any project. Fountain homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80817 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80817 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,102 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fountain area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,102$286,500
Additional Upgrades & Added Features$3251,102$358,125
Major Home Updates or Advancements$3901,102$429,750

It's important to understand that when you estimate your replacement cost of your home in the 80817 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80817

Best Home & Auto Insurance Agencies in 80817

Allstate Insurance Companies

Address: 5195 Fontaine Blvd Fountain, CO 80817
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 80817

Population Review for 80817 Zip Code

For the city of Fountain, the population within 80817 has increased to over 33,159 residents in population size. The current population total is 31,621. We have broken down the population based on race below. In 80817, there are over 15823 in male population and 15798 females.

PopulationValues
Total Population31,621
White Population19674
Black Population2909
Hispanic Population7450
Asian Population752
Hawaiian Population372
Indian Population385
Other Population2181
Male Population15823
Female Population15798
Population Estimate33159

Household Data for 80817

The average number of homes in 80817 is around 10,576, there are an average of 2.99 per household. The average house value according to local real estate values is around $286,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,576
Persons Per Household2.99
Average House Value$286,500
Income Per Household$74237
Median Age30.7
Median Age Male30.0
Median Age Female31.4
80817 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code719
CityFountain
City Alias NameFOUNTAIN
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses347
Number Of Employees6283
Business First Quarter Payroll57331
Business Annual Payroll246005
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District03|05
Congressional LandArea49731.77|7265.72
Delivery Residential11090
Delivery Business339
Delivery Total14447
Preferred Last Line KeyZ11409
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ11409
Land Area115.071000
Water Area0.205000
City Alias Code
City Mixed CaseFountain
City Alias Mixed CaseFountain
Box Count190
SFDU3019
MFDU485
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number073276
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

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