Get multiple home insurance quotes in 81007. Our licensed 81007, CO agents are ready to serve you.

81007 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 81007 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pueblo, CO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 81007 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Colorado, like average Pueblo homeowners insurance rates, coverage options or home insurance types, please select Pueblo, CO Home Insurance Rates Online!

81007 Home Insurance Average Premiums

Local 81007 homeowners insurance quotes comparison

$963 /yr.

Shows Zip Code: 81007 lowest rates with discounts applied on average.

For the 81007, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$963 /yr.
Average Coverage:$1213 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1513 /yr.

What is the average home insurance cost for a home in 81007?

  • • The average homeowners insurance premium paid annually for a home in 81007 is around $1213 per year.

What does it cost on average per month for home insurance in 81007?

  • • Homeowners in 81007 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 81007?

  • • Autoowners in 81007 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pueblo area, check out other zip codes nearby 81007.
Review average rates in another zip code:
81005 homeowners insurance rates
81004 homeowners insurance rates
81001 homeowners insurance rates
81007 homeowners insurance rates
81006 homeowners insurance rates
81008 homeowners insurance rates
81003 homeowners insurance rates

Home Replacement Cost Coverage in 81007

Average Building Cost Per Square Foot in 81007: $260

Location: Pueblo, Colorado (Pueblo County)

Average Square Footage in 81007: 1,011 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 81007 before you start any project. Pueblo homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 81007 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 81007 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,011 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pueblo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,011$262,900
Additional Upgrades & Added Features$3251,011$328,625
Major Home Updates or Advancements$3901,011$394,350

It's important to understand that when you estimate your replacement cost of your home in the 81007 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 81007

Mark Gregory - State Farm Insurance

Address: 179 S Purcell Boulevard Pueblo West, CO 81007
Phone: (719)547-8625
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 81007

Robert Medina- Farmers Insurance

Address: 63 East Spaulding Avenue Pueblo, CO 81007
Phone:
Website: http://www.national.citysearch.com/profile/667399070/pueblo_co/robert_medina_farmers_insurance.html
Info:

Gregory- Mark L - State Farm Insurance Agent

Address: 179 S Purcell Blvd Pueblo West, CO 81007
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Group

Address: 63 East Spaulding Avenue Pueblo West, CO 81007
Phone:
Website: http://www.national.citysearch.com/profile/external/625072630/pueblo_west_co/farmers_insurance_group.html
Info:

Housman Insurance Company

Address: 109 South Burlington Drive Pueblo West, CO 81007
Phone:
Website: http://www.tagins.net/bhousman
Info:

Joe Villalva Insurance Agency Inc

Address: 328 E McCulloch Blvd Pueblo, CO 81007
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 81007

Population Review for 81007 Zip Code

For the city of Pueblo, the population within 81007 has increased to over 35,853 residents in population size. The current population total is 33,263. We have broken down the population based on race below. In 81007, there are over 16711 in male population and 16552 females.

PopulationValues
Total Population33,263
White Population25013
Black Population444
Hispanic Population8443
Asian Population442
Hawaiian Population40
Indian Population436
Other Population2078
Male Population16711
Female Population16552
Population Estimate35853

Household Data for 81007

The average number of homes in 81007 is around 12,190, there are an average of 2.71 per household. The average house value according to local real estate values is around $262,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,190
Persons Per Household2.71
Average House Value$262,900
Income Per Household$75286
Median Age42.0
Median Age Male41.5
Median Age Female42.4
81007 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code719
CityPueblo
City Alias NamePUEBLO
CountyPueblo
County FIPS101
State FIPS08
Time Zone7
Day Light SavingY
MSA6560
PMSA
CSA444
CBSA39380
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePueblo, CO
MSA_NamePueblo, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses540
Number Of Employees4418
Business First Quarter Payroll43420
Business Annual Payroll199713
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population159063
CBSA Division Population0
Congressional District03
Congressional LandArea49731.77
Delivery Residential13230
Delivery Business587
Delivery Total14134
Preferred Last Line KeyZ11775
Classification Code
Multi-County
CSA NamePueblo-Canon City, CO
CBSA_DIV_Name
City State KeyZ11775
Land Area136.540000
Water Area1.088000
City Alias Code
City Mixed CasePueblo
City Alias Mixed CasePueblo
Box Count0
SFDU11789
MFDU0
State ANSI08
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number077452
Unique ZIP Name
SSA State County Code06500
Medicare CBSA Code39380
Medicare CBSA NamePueblo, CO
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CasePueblo

Colorado Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]