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81064, CO Homeowners Insurance Rates

With a population size of 251 and with 99 occupied homes in the 81064 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Pritchett, CO are around $1,244 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Pritchett, Colorado. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Colorado home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Pritchett, CO.

For Colorado home insurance information, including average Pritchett home insurance rates, coverage options or the different homeowners insurance types, please select Pritchett, CO Home Insurance Quotes Now!

81064 Home Insurance Average Premiums

Local 81064 homeowners insurance quotes comparison

$994 /yr.

Shows Zip Code: 81064 lowest rates with discounts applied on average.

For the 81064, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$994 /yr.
Average Coverage:$1244 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1544 /yr.

What is the average home insurance cost for a home in 81064?

  • • The average homeowners insurance premium paid annually for a home in 81064 is around $1244 per year.

What does it cost on average per month for home insurance in 81064?

  • • Homeowners in 81064 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 81064?

  • • Autoowners in 81064 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pritchett area, check out other zip codes nearby 81064.
Review average rates in another zip code:
81064 homeowners insurance rates

Home Replacement Cost Coverage in 81064

Average Building Cost Per Square Foot in 81064: $260

Location: Pritchett, Colorado (Baca County)

Average Square Footage in 81064: 338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 81064 before you start any project. Pritchett homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 81064 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 81064 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 338 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pritchett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260338$88,000
Additional Upgrades & Added Features$325338$110,000
Major Home Updates or Advancements$390338$132,000

It's important to understand that when you estimate your replacement cost of your home in the 81064 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 81064

Best Home & Auto Insurance Agencies in 81064

Housing Demographics for 81064

Population Review for 81064 Zip Code

For the city of Pritchett, the population within 81064 has increased to over 142 residents in population size. The current population total is 251. We have broken down the population based on race below. In 81064, there are over 123 in male population and 128 females.

PopulationValues
Total Population251
White Population228
Black Population1
Hispanic Population16
Asian Population0
Hawaiian Population0
Indian Population0
Other Population10
Male Population123
Female Population128
Population Estimate142

Household Data for 81064

The average number of homes in 81064 is around 99, there are an average of 2.54 per household. The average house value according to local real estate values is around $88,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode99
Persons Per Household2.54
Average House Value$88,000
Income Per Household$51000
Median Age39.6
Median Age Male41.4
Median Age Female38.6
81064 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code719
CityPritchett
City Alias NamePRITCHETT
CountyBaca
County FIPS009
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees4
Business First Quarter Payroll23
Business Annual Payroll39
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|04
Congressional LandArea49731.77|38102.67
Delivery Residential56
Delivery Business2
Delivery Total165
Preferred Last Line KeyZ11768
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ11768
Land Area501.232000
Water Area0.014000
City Alias Code
City Mixed CasePritchett
City Alias Mixed CasePritchett
Box Count63
SFDU56
MFDU0
State ANSI08
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number077398
Unique ZIP Name
SSA State County Code06040
Medicare CBSA Code99906
Medicare CBSA NameRural Areas in CO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseBaca

Colorado Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]