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Home Insurance Rates in 81211

For homeowners shopping online in 81211, our insurance rates are very competitive for homeowners living in Buena Vista, CO. Many homeowners based out of the great city of Buena Vista have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 81211, simply click the "Get Multiple Quotes Now" button. Your 81211 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Buena Vista, CO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

81211 Home Insurance Rating is: Very High!

If you live in 81211, you can easily save up to 40% off the average home insurance premium of $1296 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Buena Vista can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 81211 today!

Get Multiple Home Insurance Rates in 81211!

81211 Home Insurance Average Premiums

Local 81211 homeowners insurance quotes comparison

$1046 /yr.

Shows Zip Code: 81211 lowest rates with discounts applied on average.

For the 81211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1046 /yr.
Average Coverage:$1296 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1596 /yr.

What is the average home insurance cost for a home in 81211?

  • • The average homeowners insurance premium paid annually for a home in 81211 is around $1296 per year.

What does it cost on average per month for home insurance in 81211?

  • • Homeowners in 81211 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 81211?

  • • Autoowners in 81211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buena Vista area, check out other zip codes nearby 81211.
Review average rates in another zip code:
81211 homeowners insurance rates

Home Replacement Cost Coverage in 81211

Average Building Cost Per Square Foot in 81211: $260

Location: Buena Vista, Colorado (Chaffee County)

Average Square Footage in 81211: 1,440 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 81211 before you start any project. Buena Vista homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 81211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 81211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,440 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buena Vista area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,440$374,500
Additional Upgrades & Added Features$3251,440$468,125
Major Home Updates or Advancements$3901,440$561,750

It's important to understand that when you estimate your replacement cost of your home in the 81211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 81211

Best Home & Auto Insurance Agencies in 81211

Justin D Storms Insurance Incorporated

Address: 559 Us Highway 24 S Buena Vista, CO 81211
Phone:
Website: http://www.national.citysearch.com/profile/1946344/buena_vista_co/justin_d_storms_insurance_inc.html
Info:

Justin D Storms Insur Agcy Inc - State Farm Insurance Agent

Address: 8501 US-24 Buena Vista, CO 81211
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 81211

Population Review for 81211 Zip Code

For the city of Buena Vista, the population within 81211 has increased to over 5,615 residents in population size. The current population total is 8,224. We have broken down the population based on race below. In 81211, there are over 4696 in male population and 3528 females.

PopulationValues
Total Population8,224
White Population6786
Black Population263
Hispanic Population845
Asian Population59
Hawaiian Population5
Indian Population106
Other Population507
Male Population4696
Female Population3528
Population Estimate5615

Household Data for 81211

The average number of homes in 81211 is around 3,074, there are an average of 2.28 per household. The average house value according to local real estate values is around $374,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,074
Persons Per Household2.28
Average House Value$374,500
Income Per Household$54747
Median Age45.6
Median Age Male42.8
Median Age Female50.9
81211 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code719
CityBuena Vista
City Alias NameBUENA VISTA
CountyChaffee
County FIPS015
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses376
Number Of Employees1689
Business First Quarter Payroll14302
Business Annual Payroll74105
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea342.11
Delivery Residential2463
Delivery Business93
Delivery Total4508
Preferred Last Line KeyZ11126
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11126
Land Area477.678000
Water Area0.453000
City Alias Code
City Mixed CaseBuena Vista
City Alias Mixed CaseBuena Vista
Box Count1597
SFDU1143
MFDU61
State ANSI08
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number071134
Unique ZIP Name
SSA State County Code06070
Medicare CBSA Code99906
Medicare CBSA NameRural Areas in CO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseChaffee

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