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Homeowners Insurance in 81632

In Edwards, CO, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 81632 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 81632 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 81632 should appear in the zip code field ready to go.

81632 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Colorado, you are going to see rates around the average home insurance premium per year of $1274. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Edwards home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 81632 Home Insurance Rates Now!

Best 3 Options to Compare in 81632

If you want homeowners insurance quotes within the city of Edwards or in the 81632 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Edwards, CO.

81632 Home Insurance Average Premiums

Local 81632 homeowners insurance quotes comparison

$1024 /yr.

Shows Zip Code: 81632 lowest rates with discounts applied on average.

For the 81632, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1024 /yr.
Average Coverage:$1274 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1574 /yr.

What is the average home insurance cost for a home in 81632?

  • • The average homeowners insurance premium paid annually for a home in 81632 is around $1274 per year.

What does it cost on average per month for home insurance in 81632?

  • • Homeowners in 81632 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 81632?

  • • Autoowners in 81632 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Edwards area, check out other zip codes nearby 81632.
Review average rates in another zip code:
81632 homeowners insurance rates

Home Replacement Cost Coverage in 81632

Average Building Cost Per Square Foot in 81632: $260

Location: Edwards, Colorado (Eagle County)

Average Square Footage in 81632: 2,830 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 81632 before you start any project. Edwards homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 81632 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 81632 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,830 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edwards area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2602,830$735,800
Additional Upgrades & Added Features$3252,830$919,750
Major Home Updates or Advancements$3902,830$1,103,700

It's important to understand that when you estimate your replacement cost of your home in the 81632 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 81632

Best Home & Auto Insurance Agencies in 81632

Thompson, Cathy - State Farm Insurance Agent

Address: 27 Main Street #108 Edwards, CO 81632
Phone:
Website: http://www.vail.citysearch.com/profile/external/1972860/edwards_co/thompson_cathy_state_farm_insurance_agent.html
Info:

Thompson- Catherine A - State Farm Insurance Agent

Address: 27 Main Street Inn At Riverwalk Centre Suite 108 Edwards, CO 81632
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 81632

Population Review for 81632 Zip Code

For the city of Edwards, the population within 81632 has increased to over 4,430 residents in population size. The current population total is 11,343. We have broken down the population based on race below. In 81632, there are over 5851 in male population and 5492 females.

PopulationValues
Total Population11,343
White Population7737
Black Population68
Hispanic Population3794
Asian Population151
Hawaiian Population5
Indian Population79
Other Population1579
Male Population5851
Female Population5492
Population Estimate4430

Household Data for 81632

The average number of homes in 81632 is around 4,163, there are an average of 2.72 per household. The average house value according to local real estate values is around $735,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,163
Persons Per Household2.72
Average House Value$735,800
Income Per Household$80382
Median Age39.2
Median Age Male38.3
Median Age Female40.2
81632 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code970
CityEdwards
City Alias NameEDWARDS
CountyEagle
County FIPS037
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA233
CBSA20780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEdwards, CO
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses655
Number Of Employees3559
Business First Quarter Payroll43352
Business Annual Payroll203229
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population59507
CBSA Division Population0
Congressional District02|03
Congressional LandArea7535.34|49731.77
Delivery Residential1629
Delivery Business139
Delivery Total4824
Preferred Last Line KeyZ11347
Classification Code
Multi-County
CSA NameEdwards-Rifle, CO
CBSA_DIV_Name
City State KeyZ11347
Land Area115.904000
Water Area0.461000
City Alias Code
City Mixed CaseEdwards
City Alias Mixed CaseEdwards
Box Count2745
SFDU55
MFDU842
State ANSI08
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number072718
Unique ZIP Name
SSA State County Code06180
Medicare CBSA Code99906
Medicare CBSA NameRural Areas in CO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseEagle

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