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06032 Home Insurance Rates & Premiums

Did you know there are over 19,060 people living within the 06032 zip code area? There are over 7,929 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 06032.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Connecticut are on the rise. The estimated average premium is around $1,191 a year for a standard homeowners insurance policy in Farmington. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Farmington, CT Homeowners Insurance Quotes Online

06032 Home Insurance Average Premiums

Local 06032 homeowners insurance quotes comparison

$941 /yr.

Shows Zip Code: 06032 lowest rates with discounts applied on average.

For the 06032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$941 /yr.
Average Coverage:$1191 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1491 /yr.

What is the average home insurance cost for a home in 06032?

  • • The average homeowners insurance premium paid annually for a home in 06032 is around $1191 per year.

What does it cost on average per month for home insurance in 06032?

  • • Homeowners in 06032 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06032?

  • • Autoowners in 06032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farmington area, check out other zip codes nearby 06032.
Review average rates in another zip code:
06032 homeowners insurance rates

Home Replacement Cost Coverage in 06032

Average Building Cost Per Square Foot in 06032: $175

Location: Farmington, Connecticut (Hartford County)

Average Square Footage in 06032: 1,985 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06032 before you start any project. Farmington homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,985 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,985$347,300
Additional Upgrades & Added Features$2191,985$434,125
Major Home Updates or Advancements$2631,985$520,950

It's important to understand that when you estimate your replacement cost of your home in the 06032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06032

Best Home & Auto Insurance Agencies in 06032

Allstate Auto Insurance

Address: 790 Farmington Ave Farmington, CT 06032
Phone:
Website:
Info:

Farmington Community Insurance Agency

Address: 276 Main Street Farmington, CT 06032
Phone:
Website:
Info:

Allstate Insurance Companies - Regional Offices

Address: 74 Batterson Park Rd Farmington, CT 06032
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Companies

Address: 308 Farmington Ave Farmington, CT 06032
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 06032

Population Review for 06032 Zip Code

For the city of Farmington, the population within 06032 has increased to over 19,794 residents in population size. The current population total is 19,060. We have broken down the population based on race below. In 06032, there are over 8961 in male population and 10099 females.

PopulationValues
Total Population19,060
White Population13915
Black Population646
Hispanic Population1123
Asian Population2920
Hawaiian Population5
Indian Population26
Other Population349
Male Population8961
Female Population10099
Population Estimate19794

Household Data for 06032

The average number of homes in 06032 is around 7,929, there are an average of 2.35 per household. The average house value according to local real estate values is around $347,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,929
Persons Per Household2.35
Average House Value$347,300
Income Per Household$106957
Median Age45.1
Median Age Male43.1
Median Age Female46.9
06032 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityFarmington
City Alias NameFARMINGTON
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1019
Number Of Employees25165
Business First Quarter Payroll556747
Business Annual Payroll2170445
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential8423
Delivery Business1034
Delivery Total9428
Preferred Last Line KeyV20226
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20226
Land Area23.088000
Water Area0.712000
City Alias Code
City Mixed CaseFarmington
City Alias Mixed CaseFarmington
Box Count0
SFDU5788
MFDU1409
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number082618
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]