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Compare 06035 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Granby just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,941 neighbors looking to save on their home insurance policy in the local 06035 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 06035. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Connecticut rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Granby, CT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Granby, CT

06035 Home Insurance Average Premiums

Local 06035 homeowners insurance quotes comparison

$988 /yr.

Shows Zip Code: 06035 lowest rates with discounts applied on average.

For the 06035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$988 /yr.
Average Coverage:$1238 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1538 /yr.

What is the average home insurance cost for a home in 06035?

  • • The average homeowners insurance premium paid annually for a home in 06035 is around $1238 per year.

What does it cost on average per month for home insurance in 06035?

  • • Homeowners in 06035 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 06035?

  • • Autoowners in 06035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Granby area, check out other zip codes nearby 06035.
Review average rates in another zip code:
06035 homeowners insurance rates

Home Replacement Cost Coverage in 06035

Average Building Cost Per Square Foot in 06035: $175

Location: Granby, Connecticut (Hartford County)

Average Square Footage in 06035: 1,650 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06035 before you start any project. Granby homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,650 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Granby area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,650$288,800
Additional Upgrades & Added Features$2191,650$361,000
Major Home Updates or Advancements$2631,650$433,200

It's important to understand that when you estimate your replacement cost of your home in the 06035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06035

Best Home & Auto Insurance Agencies in 06035

Housing Demographics for 06035

Population Review for 06035 Zip Code

For the city of Granby, the population within 06035 has increased to over 7,793 residents in population size. The current population total is 7,305. We have broken down the population based on race below. In 06035, there are over 3545 in male population and 3760 females.

PopulationValues
Total Population7,305
White Population6568
Black Population72
Hispanic Population286
Asian Population133
Hawaiian Population5
Indian Population13
Other Population36
Male Population3545
Female Population3760
Population Estimate7793

Household Data for 06035

The average number of homes in 06035 is around 2,941, there are an average of 2.45 per household. The average house value according to local real estate values is around $288,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,941
Persons Per Household2.45
Average House Value$288,800
Income Per Household$110183
Median Age47.6
Median Age Male46.2
Median Age Female48.6
06035 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityGranby
City Alias NameGRANBY
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses165
Number Of Employees1559
Business First Quarter Payroll15295
Business Annual Payroll74648
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential3181
Delivery Business75
Delivery Total3617
Preferred Last Line KeyV20257
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20257
Land Area15.821000
Water Area0.144000
City Alias Code
City Mixed CaseGranby
City Alias Mixed CaseGranby
Box Count206
SFDU2592
MFDU31
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number082992
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]