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Searching for Homeowners Insurance in 06060

If you are a homeowners that lives in 06060 you may be searching for more affordable homeowners insurance in North Granby. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of North Granby, CT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Connecticut licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 06060 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional North Granby, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 06060 Home Insurance Costs: very high!

In North Granby, homeowners are paying roughly $1233 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 06060 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in North Granby are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 06060 policy right now!

06060 Home Insurance Average Premiums

Local 06060 homeowners insurance quotes comparison

$983 /yr.

Shows Zip Code: 06060 lowest rates with discounts applied on average.

For the 06060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$983 /yr.
Average Coverage:$1233 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1533 /yr.

What is the average home insurance cost for a home in 06060?

  • • The average homeowners insurance premium paid annually for a home in 06060 is around $1233 per year.

What does it cost on average per month for home insurance in 06060?

  • • Homeowners in 06060 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 06060?

  • • Autoowners in 06060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Granby area, check out other zip codes nearby 06060.
Review average rates in another zip code:
06060 homeowners insurance rates

Home Replacement Cost Coverage in 06060

Average Building Cost Per Square Foot in 06060: $175

Location: North Granby, Connecticut (Hartford County)

Average Square Footage in 06060: 2,055 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06060 before you start any project. North Granby homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,055 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Granby area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,055$359,600
Additional Upgrades & Added Features$2192,055$449,500
Major Home Updates or Advancements$2632,055$539,400

It's important to understand that when you estimate your replacement cost of your home in the 06060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06060

Best Home & Auto Insurance Agencies in 06060

Housing Demographics for 06060

Population Review for 06060 Zip Code

For the city of North Granby, the population within 06060 has increased to over 2,441 residents in population size. The current population total is 2,452. We have broken down the population based on race below. In 06060, there are over 1212 in male population and 1240 females.

PopulationValues
Total Population2,452
White Population2214
Black Population41
Hispanic Population92
Asian Population17
Hawaiian Population1
Indian Population8
Other Population13
Male Population1212
Female Population1240
Population Estimate2441

Household Data for 06060

The average number of homes in 06060 is around 876, there are an average of 2.80 per household. The average house value according to local real estate values is around $359,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode876
Persons Per Household2.80
Average House Value$359,600
Income Per Household$140294
Median Age47.0
Median Age Male47.4
Median Age Female46.6
06060 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityNorth Granby
City Alias NameNORTH GRANBY
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees87
Business First Quarter Payroll1260
Business Annual Payroll6982
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential872
Delivery Business1
Delivery Total956
Preferred Last Line KeyV20461
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20461
Land Area11.646000
Water Area0.001000
City Alias Code
City Mixed CaseNorth Granby
City Alias Mixed CaseNorth Granby
Box Count64
SFDU872
MFDU0
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number085134
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]