Get multiple home insurance quotes in 06062. Our licensed 06062, CT agents are ready to serve you.

Check Out 06062 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Plainville, CT.

We will gather some basic information about your home in Plainville, CT and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Connecticut licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 06062 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 06062

We have pulled together a variety of data related to homeowners insurance in Connecticut. Simply click on one of the links below to learn about the average cost of homeowners insurance in Connecticut as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Plainville, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

06062 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 06062 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Connecticut is roughly $1196. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 06062 homeowners insurance policy!

06062 Home Insurance Average Premiums

Local 06062 homeowners insurance quotes comparison

$946 /yr.

Shows Zip Code: 06062 lowest rates with discounts applied on average.

For the 06062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$946 /yr.
Average Coverage:$1196 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1496 /yr.

What is the average home insurance cost for a home in 06062?

  • • The average homeowners insurance premium paid annually for a home in 06062 is around $1196 per year.

What does it cost on average per month for home insurance in 06062?

  • • Homeowners in 06062 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 06062?

  • • Autoowners in 06062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainville area, check out other zip codes nearby 06062.
Review average rates in another zip code:
06062 homeowners insurance rates

Home Replacement Cost Coverage in 06062

Average Building Cost Per Square Foot in 06062: $175

Location: Plainville, Connecticut (Hartford County)

Average Square Footage in 06062: 1,227 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06062 before you start any project. Plainville homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,227 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,227$214,700
Additional Upgrades & Added Features$2191,227$268,375
Major Home Updates or Advancements$2631,227$322,050

It's important to understand that when you estimate your replacement cost of your home in the 06062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06062

Best Home & Auto Insurance Agencies in 06062

Allstate Auto Insurance

Address: 206 Broad St Plainville, CT 06062
Phone:
Website:
Info:

Metlife Auto & Home Agent: Clifford O'Brien

Address: 98 Whiting St Plainville, CT 06062
Phone:
Website:
Info:

Allstate Insurance Co

Address: 92 East St Plainville, CT 06062
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

LoPreiato- Nicholas J - State Farm Insurance Agent

Address: 282 Farmington Ave, Ste B Plainville, CT 06062
Phone:
Website:
Info:

Aa-Advantage Insurance Centers

Address: 1 Whiting St Plainville, CT 06062
Phone:
Website: http://www.aa-advantage.com
Info:

Housing Demographics for 06062

Population Review for 06062 Zip Code

For the city of Plainville, the population within 06062 has increased to over 17,930 residents in population size. The current population total is 17,628. We have broken down the population based on race below. In 06062, there are over 8605 in male population and 9023 females.

PopulationValues
Total Population17,628
White Population14460
Black Population561
Hispanic Population1909
Asian Population494
Hawaiian Population4
Indian Population48
Other Population692
Male Population8605
Female Population9023
Population Estimate17930

Household Data for 06062

The average number of homes in 06062 is around 7,737, there are an average of 2.26 per household. The average house value according to local real estate values is around $214,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,737
Persons Per Household2.26
Average House Value$214,700
Income Per Household$72121
Median Age43.7
Median Age Male42.1
Median Age Female45.4
06062 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityPlainville
City Alias NamePLAINVILLE
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses554
Number Of Employees8183
Business First Quarter Payroll100752
Business Annual Payroll455011
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01|05
Congressional LandArea675.45|1248.16
Delivery Residential7934
Delivery Business680
Delivery Total8911
Preferred Last Line KeyV20516
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20516
Land Area8.753000
Water Area0.074000
City Alias Code
City Mixed CasePlainville
City Alias Mixed CasePlainville
Box Count167
SFDU6042
MFDU482
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number085950
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]