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06066 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 06066 zip code it's important to know that our rates are very competitive for homeowners living in Vernon Rockville, CT. Many homeowners based out of your 06066 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 06066 should appear in the zip code field ready to go. For Vernon Rockville, CT Homeowners Insurance Quotes nearby, we offer the best rates and service.

06066: Average Home Insurance Rates

For homeowners living in the great city of Vernon Rockville, the average homeowners policy is considered very high in comparison to other states. Connecticut premiums are estimated to be around $1218 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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06066 Home Insurance Average Premiums

Local 06066 homeowners insurance quotes comparison

$968 /yr.

Shows Zip Code: 06066 lowest rates with discounts applied on average.

For the 06066, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$968 /yr.
Average Coverage:$1218 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1518 /yr.

What is the average home insurance cost for a home in 06066?

  • • The average homeowners insurance premium paid annually for a home in 06066 is around $1218 per year.

What does it cost on average per month for home insurance in 06066?

  • • Homeowners in 06066 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 06066?

  • • Autoowners in 06066 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vernon Rockville area, check out other zip codes nearby 06066.
Review average rates in another zip code:
06066 homeowners insurance rates

Home Replacement Cost Coverage in 06066

Average Building Cost Per Square Foot in 06066: $175

Location: Vernon Rockville, Connecticut (Tolland County)

Average Square Footage in 06066: 1,250 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06066 before you start any project. Vernon Rockville homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06066 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06066 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,250 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vernon Rockville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,250$218,700
Additional Upgrades & Added Features$2191,250$273,375
Major Home Updates or Advancements$2631,250$328,050

It's important to understand that when you estimate your replacement cost of your home in the 06066 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06066

Allstate Insurance - Charlie Sullivan

Address: 520 Hfd.tpke.ver.com Vernon, CT 06066
Phone: (860)875-4190
Website:

Wolff-Zackin & Assoc Inc

Address: PO Box 2220 Vernon Rockville, CT 06066
Phone: (860)896-2200
Website:

Best Home & Auto Insurance Agencies in 06066

Ruchin, Gary CLU, CFP - Gary P Ruchin & Association

Address: 30 Lafayette Sq, #114 Vernon Rockville, CT 06066
Phone:
Website: http://www.ruchin.net/
Info:

Allstate Insurance Companies

Address: 1216 Hartford Tpke Vernon, CT 06066
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Charlie Sullivan

Address: 520 Hfd.tpke.ver.com Vernon, CT 06066
Phone:
Website:
Info:

Allstate Insurance Co

Address: 520 Hartford Tpke Vernon, CT 06066
Phone:
Website: http://www.allstateagencies.com/dblakesley/welcome
Info:

Wolff-Zackin & Assoc Inc

Address: PO Box 2220 Rockville, CT 06066
Phone:
Website:
Info:

Housing Demographics for 06066

Population Review for 06066 Zip Code

For the city of Vernon Rockville, the population within 06066 has increased to over 31,372 residents in population size. The current population total is 30,237. We have broken down the population based on race below. In 06066, there are over 14565 in male population and 15672 females.

PopulationValues
Total Population30,237
White Population21981
Black Population2344
Hispanic Population3348
Asian Population1988
Hawaiian Population13
Indian Population71
Other Population1122
Male Population14565
Female Population15672
Population Estimate31372

Household Data for 06066

The average number of homes in 06066 is around 13,922, there are an average of 2.15 per household. The average house value according to local real estate values is around $218,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,922
Persons Per Household2.15
Average House Value$218,700
Income Per Household$68566
Median Age40.6
Median Age Male38.7
Median Age Female42.6
06066 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias AbbreviationVERNON ROCKVL
Area Code860/959
CityVernon Rockville
City Alias NameVERNON ROCKVILLE
CountyTolland
County FIPS013
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses571
Number Of Employees6693
Business First Quarter Payroll62807
Business Annual Payroll293609
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01|02
Congressional LandArea675.45|1987.68
Delivery Residential14592
Delivery Business764
Delivery Total15788
Preferred Last Line KeyV20746
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20746
Land Area17.702000
Water Area0.382000
City Alias Code
City Mixed CaseVernon Rockville
City Alias Mixed CaseVernon Rockville
Box Count276
SFDU9161
MFDU915
State ANSI09
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number088398
Unique ZIP Name
SSA State County Code07060
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseTolland

Connecticut Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]