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06081 Homeowners Insurance Quotes & Rates

Tariffville residents living within the 626 homes available in the zip code of 06081 are shopping online to compare cheaper and more affordable Tariffville, CT home insurance rates. In the great city of Tariffville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Connecticut is around $1,140 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 06081 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 06081 home insurance rates today! Please give us a call now at 1-855-976-2656. For Tariffville, CT Homeowners Insurance Quotes, Click to easily get started!

06081 Home Insurance Average Premiums

Local 06081 homeowners insurance quotes comparison

$890 /yr.

Shows Zip Code: 06081 lowest rates with discounts applied on average.

For the 06081, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$890 /yr.
Average Coverage:$1140 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1440 /yr.

What is the average home insurance cost for a home in 06081?

  • • The average homeowners insurance premium paid annually for a home in 06081 is around $1140 per year.

What does it cost on average per month for home insurance in 06081?

  • • Homeowners in 06081 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 06081?

  • • Autoowners in 06081 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tariffville area, check out other zip codes nearby 06081.
Review average rates in another zip code:
06081 homeowners insurance rates

Home Replacement Cost Coverage in 06081

Average Building Cost Per Square Foot in 06081: $175

Location: Tariffville, Connecticut (Hartford County)

Average Square Footage in 06081: 1,266 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06081 before you start any project. Tariffville homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06081 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06081 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,266 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tariffville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,266$221,600
Additional Upgrades & Added Features$2191,266$277,000
Major Home Updates or Advancements$2631,266$332,400

It's important to understand that when you estimate your replacement cost of your home in the 06081 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06081

Best Home & Auto Insurance Agencies in 06081

Housing Demographics for 06081

Population Review for 06081 Zip Code

For the city of Tariffville, the population within 06081 has increased to over 1,354 residents in population size. The current population total is 1,324. We have broken down the population based on race below. In 06081, there are over 622 in male population and 702 females.

PopulationValues
Total Population1,324
White Population1056
Black Population84
Hispanic Population108
Asian Population48
Hawaiian Population1
Indian Population5
Other Population32
Male Population622
Female Population702
Population Estimate1354

Household Data for 06081

The average number of homes in 06081 is around 626, there are an average of 2.12 per household. The average house value according to local real estate values is around $221,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode626
Persons Per Household2.12
Average House Value$221,600
Income Per Household$77470
Median Age41.3
Median Age Male40.6
Median Age Female41.6
06081 DetailsValues
StateCT
State Full NameConnecticut
City TypeN
City Alias Abbreviation
Area Code860
CityTariffville
City Alias NameTARIFFVILLE
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees68
Business First Quarter Payroll517
Business Annual Payroll2942
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential639
Delivery Business27
Delivery Total699
Preferred Last Line Key015661
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State Key015661
Land Area0.645000
Water Area0.052000
City Alias Code
City Mixed CaseTariffville
City Alias Mixed CaseTariffville
Box Count23
SFDU442
MFDU0
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number087004
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]