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06084 Home Insurance Rates & Premiums

Did you know there are over 14,598 people living within the 06084 zip code area? There are over 5,393 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 06084.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Connecticut are on the rise. The estimated average premium is around $1,161 a year for a standard homeowners insurance policy in Tolland. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Tolland, CT Homeowners Insurance Quotes Online

06084 Home Insurance Average Premiums

Local 06084 homeowners insurance quotes comparison

$911 /yr.

Shows Zip Code: 06084 lowest rates with discounts applied on average.

For the 06084, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$911 /yr.
Average Coverage:$1161 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1461 /yr.

What is the average home insurance cost for a home in 06084?

  • • The average homeowners insurance premium paid annually for a home in 06084 is around $1161 per year.

What does it cost on average per month for home insurance in 06084?

  • • Homeowners in 06084 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 06084?

  • • Autoowners in 06084 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tolland area, check out other zip codes nearby 06084.
Review average rates in another zip code:
06084 homeowners insurance rates

Home Replacement Cost Coverage in 06084

Average Building Cost Per Square Foot in 06084: $175

Location: Tolland, Connecticut (Tolland County)

Average Square Footage in 06084: 1,721 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06084 before you start any project. Tolland homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06084 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06084 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,721 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tolland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,721$301,100
Additional Upgrades & Added Features$2191,721$376,375
Major Home Updates or Advancements$2631,721$451,650

It's important to understand that when you estimate your replacement cost of your home in the 06084 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06084

Best Home & Auto Insurance Agencies in 06084

Allstate Insurance Company

Address: 54 Hartford Tpke Tolland, CT 06084
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 06084

Population Review for 06084 Zip Code

For the city of Tolland, the population within 06084 has increased to over 14,785 residents in population size. The current population total is 14,598. We have broken down the population based on race below. In 06084, there are over 7261 in male population and 7337 females.

PopulationValues
Total Population14,598
White Population12876
Black Population229
Hispanic Population637
Asian Population437
Hawaiian Population0
Indian Population27
Other Population153
Male Population7261
Female Population7337
Population Estimate14785

Household Data for 06084

The average number of homes in 06084 is around 5,393, there are an average of 2.68 per household. The average house value according to local real estate values is around $301,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,393
Persons Per Household2.68
Average House Value$301,100
Income Per Household$121120
Median Age44.2
Median Age Male43.0
Median Age Female45.3
06084 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityTolland
City Alias NameTOLLAND
CountyTolland
County FIPS013
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses231
Number Of Employees2816
Business First Quarter Payroll40925
Business Annual Payroll203500
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential5517
Delivery Business218
Delivery Total6148
Preferred Last Line KeyV20715
Classification Code
Multi-CountyY
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20715
Land Area40.072000
Water Area0.629000
City Alias Code
City Mixed CaseTolland
City Alias Mixed CaseTolland
Box Count266
SFDU5134
MFDU62
State ANSI09
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number088262
Unique ZIP Name
SSA State County Code07060
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseTolland

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]