Get multiple home insurance quotes in 06089. Our licensed 06089, CT agents are ready to serve you.

06089 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 06089 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Weatogue, CT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 06089 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Connecticut, like average Weatogue homeowners insurance rates, coverage options or home insurance types, please select Weatogue, CT Home Insurance Rates Online!

06089 Home Insurance Average Premiums

Local 06089 homeowners insurance quotes comparison

$1006 /yr.

Shows Zip Code: 06089 lowest rates with discounts applied on average.

For the 06089, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1006 /yr.
Average Coverage:$1256 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1556 /yr.

What is the average home insurance cost for a home in 06089?

  • • The average homeowners insurance premium paid annually for a home in 06089 is around $1256 per year.

What does it cost on average per month for home insurance in 06089?

  • • Homeowners in 06089 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 06089?

  • • Autoowners in 06089 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weatogue area, check out other zip codes nearby 06089.
Review average rates in another zip code:
06089 homeowners insurance rates

Home Replacement Cost Coverage in 06089

Average Building Cost Per Square Foot in 06089: $175

Location: Weatogue, Connecticut (Hartford County)

Average Square Footage in 06089: 1,861 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06089 before you start any project. Weatogue homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06089 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06089 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,861 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weatogue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,861$325,700
Additional Upgrades & Added Features$2191,861$407,125
Major Home Updates or Advancements$2631,861$488,550

It's important to understand that when you estimate your replacement cost of your home in the 06089 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06089

Best Home & Auto Insurance Agencies in 06089

Housing Demographics for 06089

Population Review for 06089 Zip Code

For the city of Weatogue, the population within 06089 has increased to over 4,450 residents in population size. The current population total is 3,594. We have broken down the population based on race below. In 06089, there are over 1760 in male population and 1834 females.

PopulationValues
Total Population3,594
White Population2922
Black Population72
Hispanic Population212
Asian Population293
Hawaiian Population0
Indian Population3
Other Population59
Male Population1760
Female Population1834
Population Estimate4450

Household Data for 06089

The average number of homes in 06089 is around 1,620, there are an average of 2.20 per household. The average house value according to local real estate values is around $325,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,620
Persons Per Household2.20
Average House Value$325,700
Income Per Household$117731
Median Age41.6
Median Age Male42.0
Median Age Female41.1
06089 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityWeatogue
City Alias NameWEATOGUE
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses94
Number Of Employees6172
Business First Quarter Payroll90427
Business Annual Payroll455696
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential2023
Delivery Business80
Delivery Total2911
Preferred Last Line KeyV20791
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20791
Land Area2.901000
Water Area0.031000
City Alias Code
City Mixed CaseWeatogue
City Alias Mixed CaseWeatogue
Box Count94
SFDU893
MFDU272
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number088840
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]