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06095 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 06095 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Windsor, CT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 06095.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 06095 and start shopping.

Quickly and Easily Compare Average Rates for 06095

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Windsor, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 06095

Homeowners in Windsor are paying roughly $1181 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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06095 Home Insurance Average Premiums

Local 06095 homeowners insurance quotes comparison

$931 /yr.

Shows Zip Code: 06095 lowest rates with discounts applied on average.

For the 06095, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$931 /yr.
Average Coverage:$1181 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1481 /yr.

What is the average home insurance cost for a home in 06095?

  • • The average homeowners insurance premium paid annually for a home in 06095 is around $1181 per year.

What does it cost on average per month for home insurance in 06095?

  • • Homeowners in 06095 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 06095?

  • • Autoowners in 06095 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Windsor area, check out other zip codes nearby 06095.
Review average rates in another zip code:
06095 homeowners insurance rates

Home Replacement Cost Coverage in 06095

Average Building Cost Per Square Foot in 06095: $175

Location: Windsor, Connecticut (Hartford County)

Average Square Footage in 06095: 1,312 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06095 before you start any project. Windsor homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06095 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06095 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,312 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Windsor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,312$229,600
Additional Upgrades & Added Features$2191,312$287,000
Major Home Updates or Advancements$2631,312$344,400

It's important to understand that when you estimate your replacement cost of your home in the 06095 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06095

The Kernan Agency

Address: 187 Broad St Windsor, CT 06095
Phone: (860)688-3638
Website:

Allstate Insurance Company - Golden Agency

Address: 181 Broad Street Windsor, CT 06095
Phone: (860)688-3113
Website:

Best Home & Auto Insurance Agencies in 06095

Allstate Insurance Co - Paul Skaling

Address: 616 Poquonock Ave Windsor, CT 06095
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Ellingwood Harry RL Estate

Address: 62 Poquonock Ave Windsor, CT 06095
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 110 Day Hill Rd Windsor, CT 06095
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Golden Agency

Address: 181 Broad St Windsor, CT 06095
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 303 Conestoga St Windsor, CT 06095
Phone:
Website:
Info:

Housing Demographics for 06095

Population Review for 06095 Zip Code

For the city of Windsor, the population within 06095 has increased to over 30,265 residents in population size. The current population total is 29,458. We have broken down the population based on race below. In 06095, there are over 13980 in male population and 15478 females.

PopulationValues
Total Population29,458
White Population13089
Black Population10678
Hispanic Population3456
Asian Population1559
Hawaiian Population5
Indian Population60
Other Population1534
Male Population13980
Female Population15478
Population Estimate30265

Household Data for 06095

The average number of homes in 06095 is around 11,499, there are an average of 2.51 per household. The average house value according to local real estate values is around $229,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,499
Persons Per Household2.51
Average House Value$229,600
Income Per Household$96080
Median Age44.4
Median Age Male41.6
Median Age Female46.5
06095 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityWindsor
City Alias NameWINDSOR
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses744
Number Of Employees25486
Business First Quarter Payroll516278
Business Annual Payroll1825479
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential12058
Delivery Business696
Delivery Total13185
Preferred Last Line KeyV20837
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20837
Land Area28.898000
Water Area1.448000
City Alias Code
City Mixed CaseWindsor
City Alias Mixed CaseWindsor
Box Count318
SFDU10780
MFDU832
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number089452
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]