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Check Out 06108 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in East Hartford, CT.

We will gather some basic information about your home in East Hartford, CT and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Connecticut licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 06108 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 06108

We have pulled together a variety of data related to homeowners insurance in Connecticut. Simply click on one of the links below to learn about the average cost of homeowners insurance in Connecticut as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional East Hartford, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

06108 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 06108 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Connecticut is roughly $1192. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 06108 homeowners insurance policy!

06108 Home Insurance Average Premiums

Local 06108 homeowners insurance quotes comparison

$942 /yr.

Shows Zip Code: 06108 lowest rates with discounts applied on average.

For the 06108, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$942 /yr.
Average Coverage:$1192 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1492 /yr.

What is the average home insurance cost for a home in 06108?

  • • The average homeowners insurance premium paid annually for a home in 06108 is around $1192 per year.

What does it cost on average per month for home insurance in 06108?

  • • Homeowners in 06108 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06108?

  • • Autoowners in 06108 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Hartford area, check out other zip codes nearby 06108.
Review average rates in another zip code:
06108 homeowners insurance rates
06118 homeowners insurance rates

Home Replacement Cost Coverage in 06108

Average Building Cost Per Square Foot in 06108: $175

Location: East Hartford, Connecticut (Hartford County)

Average Square Footage in 06108: 993 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06108 before you start any project. East Hartford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06108 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06108 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 993 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Hartford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$175993$173,800
Additional Upgrades & Added Features$219993$217,250
Major Home Updates or Advancements$263993$260,700

It's important to understand that when you estimate your replacement cost of your home in the 06108 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06108

Best Home & Auto Insurance Agencies in 06108

American Auto Brokerage

Address: 1009 Main St East Hartford, CT 06108
Phone:
Website:
Info:

Michael J Eremita - Nationwide Insurance

Address: 303 Burnside Avenue #7 East Hartford, CT 06108
Phone:
Website: http://www.nationwide.com/agent/East-Hartford-CONNECTICUT-insurance-agent/michael-eremita/office.html
Info:

Allstate Insurance Company - Franklin Osei-Assibey

Address: 107 Burnside Avenue East Hartford, CT 06108
Phone:
Website: http://www.allstateagencies.com/060557?cid=OTC-YP.com-IYP&att=TL
Info:

A-AAABLE Auto Insurance - American National Cas

Address: 1177 Main St East Hartford, CT 06108
Phone:
Website: http://www.ablesaves.com/
Info:

Fowler Agency

Address: 45 Connecticut Blvd East Hartford, CT 06108
Phone:
Website:
Info:

Housing Demographics for 06108

Population Review for 06108 Zip Code

For the city of East Hartford, the population within 06108 has increased to over 24,718 residents in population size. The current population total is 24,201. We have broken down the population based on race below. In 06108, there are over 11800 in male population and 12401 females.

PopulationValues
Total Population24,201
White Population6616
Black Population8613
Hispanic Population9073
Asian Population1064
Hawaiian Population16
Indian Population183
Other Population4759
Male Population11800
Female Population12401
Population Estimate24718

Household Data for 06108

The average number of homes in 06108 is around 9,192, there are an average of 2.59 per household. The average house value according to local real estate values is around $173,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,192
Persons Per Household2.59
Average House Value$173,800
Income Per Household$49314
Median Age37.5
Median Age Male35.8
Median Age Female39.1
06108 DetailsValues
StateCT
State Full NameConnecticut
City TypeB
City Alias Abbreviation
Area Code860
CityEast Hartford
City Alias NameEAST HARTFORD
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses803
Number Of Employees15669
Business First Quarter Payroll215582
Business Annual Payroll922066
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential9544
Delivery Business1127
Delivery Total10825
Preferred Last Line KeyV20191
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20191
Land Area8.144000
Water Area0.451000
City Alias Code
City Mixed CaseEast Hartford
City Alias Mixed CaseEast Hartford
Box Count0
SFDU6833
MFDU2469
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number083366
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]