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06114 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 06114? Our rates are very competitive for homeowners living in Hartford, CT. Many homeowners based out of your 06114 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 06114 should appear in the zip code field ready to go. For Hartford, CT Home Insurance Rate Quotes click to review the best rates and service online!

06114 Average Premium is Rated: Very High!

Homeowners living in 06114 can easily save up to 40% off the average home insurance premium of $1154 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Hartford that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 06114 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 06114!

06114 Home Insurance Average Premiums

Local 06114 homeowners insurance quotes comparison

$904 /yr.

Shows Zip Code: 06114 lowest rates with discounts applied on average.

For the 06114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$904 /yr.
Average Coverage:$1154 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1454 /yr.

What is the average home insurance cost for a home in 06114?

  • • The average homeowners insurance premium paid annually for a home in 06114 is around $1154 per year.

What does it cost on average per month for home insurance in 06114?

  • • Homeowners in 06114 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 06114?

  • • Autoowners in 06114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hartford area, check out other zip codes nearby 06114.
Review average rates in another zip code:
06120 homeowners insurance rates
06103 homeowners insurance rates
06105 homeowners insurance rates
06114 homeowners insurance rates
06106 homeowners insurance rates
06112 homeowners insurance rates

Home Replacement Cost Coverage in 06114

Average Building Cost Per Square Foot in 06114: $175

Location: Hartford, Connecticut (Hartford County)

Average Square Footage in 06114: 1,099 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06114 before you start any project. Hartford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,099 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hartford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,099$192,300
Additional Upgrades & Added Features$2191,099$240,375
Major Home Updates or Advancements$2631,099$288,450

It's important to understand that when you estimate your replacement cost of your home in the 06114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06114

Best Home & Auto Insurance Agencies in 06114

Aguh, Alphonsus - Allstate

Address: 666 Maple Avenue #2 Hartford, CT 06114
Phone:
Website: http://www.allstateagencies.com/aaguh/Welcome/
Info:

Giannette- Pamela - State Farm Insurance Agent

Address: 907 Wethersfield Ave Hartford, CT 06114
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 06114

Population Review for 06114 Zip Code

For the city of Hartford, the population within 06114 has increased to over 26,867 residents in population size. The current population total is 26,257. We have broken down the population based on race below. In 06114, there are over 12525 in male population and 13732 females.

PopulationValues
Total Population26,257
White Population5690
Black Population5547
Hispanic Population16470
Asian Population854
Hawaiian Population22
Indian Population259
Other Population9678
Male Population12525
Female Population13732
Population Estimate26867

Household Data for 06114

The average number of homes in 06114 is around 9,674, there are an average of 2.70 per household. The average house value according to local real estate values is around $192,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,674
Persons Per Household2.70
Average House Value$192,300
Income Per Household$43964
Median Age34.1
Median Age Male32.2
Median Age Female35.5
06114 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityHartford
City Alias NameHARTFORD
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses483
Number Of Employees8806
Business First Quarter Payroll94252
Business Annual Payroll420450
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential9951
Delivery Business842
Delivery Total11288
Preferred Last Line KeyV20285
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20285
Land Area4.045000
Water Area0.141000
City Alias Code
City Mixed CaseHartford
City Alias Mixed CaseHartford
Box Count0
SFDU6699
MFDU2926
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number083366
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]