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06237 Home Insurance Rates & Premiums

Did you know there are over 5,272 people living within the 06237 zip code area? There are over 2,103 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 06237.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Connecticut are on the rise. The estimated average premium is around $1,186 a year for a standard homeowners insurance policy in Columbia. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Columbia, CT Homeowners Insurance Quotes Online

06237 Home Insurance Average Premiums

Local 06237 homeowners insurance quotes comparison

$936 /yr.

Shows Zip Code: 06237 lowest rates with discounts applied on average.

For the 06237, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$936 /yr.
Average Coverage:$1186 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1486 /yr.

What is the average home insurance cost for a home in 06237?

  • • The average homeowners insurance premium paid annually for a home in 06237 is around $1186 per year.

What does it cost on average per month for home insurance in 06237?

  • • Homeowners in 06237 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06237?

  • • Autoowners in 06237 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia area, check out other zip codes nearby 06237.
Review average rates in another zip code:
06237 homeowners insurance rates

Home Replacement Cost Coverage in 06237

Average Building Cost Per Square Foot in 06237: $175

Location: Columbia, Connecticut (Tolland County)

Average Square Footage in 06237: 1,582 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06237 before you start any project. Columbia homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06237 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06237 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,582 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,582$276,800
Additional Upgrades & Added Features$2191,582$346,000
Major Home Updates or Advancements$2631,582$415,200

It's important to understand that when you estimate your replacement cost of your home in the 06237 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06237

Best Home & Auto Insurance Agencies in 06237

Housing Demographics for 06237

Population Review for 06237 Zip Code

For the city of Columbia, the population within 06237 has increased to over 5,311 residents in population size. The current population total is 5,272. We have broken down the population based on race below. In 06237, there are over 2616 in male population and 2656 females.

PopulationValues
Total Population5,272
White Population4821
Black Population52
Hispanic Population212
Asian Population31
Hawaiian Population0
Indian Population19
Other Population82
Male Population2616
Female Population2656
Population Estimate5311

Household Data for 06237

The average number of homes in 06237 is around 2,103, there are an average of 2.49 per household. The average house value according to local real estate values is around $276,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,103
Persons Per Household2.49
Average House Value$276,800
Income Per Household$113983
Median Age49.3
Median Age Male48.1
Median Age Female50.1
06237 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityColumbia
City Alias NameCOLUMBIA
CountyTolland
County FIPS013
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses83
Number Of Employees641
Business First Quarter Payroll8120
Business Annual Payroll35038
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential2133
Delivery Business77
Delivery Total2412
Preferred Last Line KeyV20132
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20132
Land Area21.373000
Water Area0.613000
City Alias Code
City Mixed CaseColumbia
City Alias Mixed CaseColumbia
Box Count168
SFDU2110
MFDU23
State ANSI09
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number081462
Unique ZIP Name
SSA State County Code07060
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseTolland

Connecticut Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]