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06237 Home Insurance Rates & Premiums
Did you know there are over 5,272 people living within the 06237 zip code area? There are over 2,103 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 06237.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Connecticut are on the rise. The estimated average premium is around $1,186 a year for a standard homeowners insurance policy in Columbia. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
06237 Home Insurance Average Premiums
For the 06237, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $936 /yr. |
Average Coverage: | $1186 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1486 /yr. |
What is the average home insurance cost for a home in 06237?
- • The average homeowners insurance premium paid annually for a home in 06237 is around $1186 per year.
What does it cost on average per month for home insurance in 06237?
- • Homeowners in 06237 pay a monthly average cost per month around $99.00.
What kind of discount could I get if I combine my home and auto insurance together in 06237?
- • Autoowners in 06237 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Columbia area, check out other zip codes nearby 06237.
Review average rates in another zip code:
06237 homeowners insurance rates
Home Replacement Cost Coverage in 06237
Average Building Cost Per Square Foot in 06237: $175
Location: Columbia, Connecticut (Tolland County)Average Square Footage in 06237: 1,582 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 06237 before you start any project. Columbia homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06237 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 06237 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,582 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $175 | 1,582 | $276,800 |
Additional Upgrades & Added Features | $219 | 1,582 | $346,000 |
Major Home Updates or Advancements | $263 | 1,582 | $415,200 |
It's important to understand that when you estimate your replacement cost of your home in the 06237 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 06237
Best Home & Auto Insurance Agencies in 06237
Housing Demographics for 06237
Population Review for 06237 Zip Code
For the city of Columbia, the population within 06237 has increased to over 5,311 residents in population size. The current population total is 5,272. We have broken down the population based on race below. In 06237, there are over 2616 in male population and 2656 females.
Population | Values |
---|---|
Total Population | 5,272 |
White Population | 4821 |
Black Population | 52 |
Hispanic Population | 212 |
Asian Population | 31 |
Hawaiian Population | 0 |
Indian Population | 19 |
Other Population | 82 |
Male Population | 2616 |
Female Population | 2656 |
Population Estimate | 5311 |
Household Data for 06237
The average number of homes in 06237 is around 2,103, there are an average of 2.49 per household. The average house value according to local real estate values is around $276,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 2,103 |
Persons Per Household | 2.49 |
Average House Value | $276,800 |
Income Per Household | $113983 |
Median Age | 49.3 |
Median Age Male | 48.1 |
Median Age Female | 50.1 |
06237 Details | Values |
---|---|
State | CT |
State Full Name | Connecticut |
City Type | P |
City Alias Abbreviation | |
Area Code | 860/959 |
City | Columbia |
City Alias Name | COLUMBIA |
County | Tolland |
County FIPS | 013 |
State FIPS | 09 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 3280 |
PMSA | |
CSA | 278 |
CBSA | 25540 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Hartford-East Hartford-Middletown, CT |
MSA_Name | Hartford, CT MSA |
PMSA_Name | |
Region | Northeast |
Division | New England |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 83 |
Number Of Employees | 641 |
Business First Quarter Payroll | 8120 |
Business Annual Payroll | 35038 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1212381 |
CBSA Division Population | 0 |
Congressional District | 02 |
Congressional LandArea | 1987.68 |
Delivery Residential | 2133 |
Delivery Business | 77 |
Delivery Total | 2412 |
Preferred Last Line Key | V20132 |
Classification Code | |
Multi-County | |
CSA Name | Hartford-East Hartford, CT |
CBSA_DIV_Name | |
City State Key | V20132 |
Land Area | 21.373000 |
Water Area | 0.613000 |
City Alias Code | |
City Mixed Case | Columbia |
City Alias Mixed Case | Columbia |
Box Count | 168 |
SFDU | 2110 |
MFDU | 23 |
State ANSI | 09 |
County ANSI | 013 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 081462 |
Unique ZIP Name | |
SSA State County Code | 07060 |
Medicare CBSA Code | 25540 |
Medicare CBSA Name | Hartford-East Hartford-Middletown, CT |
Medicare CBSA Type | Metro |
Market Rating Area ID | 7 |
County Mixed Case | Tolland |
Connecticut Homeowners Insurance News & Information
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According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
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Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024
One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]
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Are homeowners insurance companies increasing deductibles? Posted on Thursday 22nd August, 2024
This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket. As the cost of claims increases, particularly […]