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Compare 06239 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Danielson just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 4,660 neighbors looking to save on their home insurance policy in the local 06239 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 06239. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Connecticut rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Danielson, CT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Danielson, CT

06239 Home Insurance Average Premiums

Local 06239 homeowners insurance quotes comparison

$926 /yr.

Shows Zip Code: 06239 lowest rates with discounts applied on average.

For the 06239, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$926 /yr.
Average Coverage:$1176 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1476 /yr.

What is the average home insurance cost for a home in 06239?

  • • The average homeowners insurance premium paid annually for a home in 06239 is around $1176 per year.

What does it cost on average per month for home insurance in 06239?

  • • Homeowners in 06239 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 06239?

  • • Autoowners in 06239 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Danielson area, check out other zip codes nearby 06239.
Review average rates in another zip code:
06239 homeowners insurance rates

Home Replacement Cost Coverage in 06239

Average Building Cost Per Square Foot in 06239: $175

Location: Danielson, Connecticut (Windham County)

Average Square Footage in 06239: 1,206 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06239 before you start any project. Danielson homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06239 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06239 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,206 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Danielson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,206$211,000
Additional Upgrades & Added Features$2191,206$263,750
Major Home Updates or Advancements$2631,206$316,500

It's important to understand that when you estimate your replacement cost of your home in the 06239 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06239

Best Home & Auto Insurance Agencies in 06239

Tatro, Heather Agent - Advantage Insurance & Financial, Incorporated

Address: 150 Main St Danielson, CT 06239
Phone:
Website: http://www.advantageinsandfin.com/
Info:

Allstate Auto Insurance

Address: 3 Central St Danielson, CT 06239
Phone:
Website:
Info:

Allstate Insurance

Address: 7 Center St Danielson, CT 06239
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 06239

Population Review for 06239 Zip Code

For the city of Danielson, the population within 06239 has increased to over 10,974 residents in population size. The current population total is 11,410. We have broken down the population based on race below. In 06239, there are over 5587 in male population and 5823 females.

PopulationValues
Total Population11,410
White Population9833
Black Population177
Hispanic Population621
Asian Population238
Hawaiian Population1
Indian Population32
Other Population226
Male Population5587
Female Population5823
Population Estimate10974

Household Data for 06239

The average number of homes in 06239 is around 4,660, there are an average of 2.39 per household. The average house value according to local real estate values is around $211,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,660
Persons Per Household2.39
Average House Value$211,000
Income Per Household$64223
Median Age41.7
Median Age Male40.2
Median Age Female43.5
06239 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityDanielson
City Alias NameDANIELSON
CountyWindham
County FIPS015
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA-CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses191
Number Of Employees2021
Business First Quarter Payroll24155
Business Annual Payroll109201
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential4592
Delivery Business224
Delivery Total5266
Preferred Last Line KeyV20152
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH-CT
CBSA_DIV_Name
City State KeyV20152
Land Area23.136000
Water Area0.474000
City Alias Code
City Mixed CaseDanielson
City Alias Mixed CaseDanielson
Box Count210
SFDU4024
MFDU208
State ANSI09
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number081700
Unique ZIP Name
SSA State County Code07070
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWindham

Connecticut Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]