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06249 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 06249 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Lebanon, CT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 06249.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 06249 and start shopping.

Quickly and Easily Compare Average Rates for 06249

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lebanon, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 06249

Homeowners in Lebanon are paying roughly $1194 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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06249 Home Insurance Average Premiums

Local 06249 homeowners insurance quotes comparison

$944 /yr.

Shows Zip Code: 06249 lowest rates with discounts applied on average.

For the 06249, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$944 /yr.
Average Coverage:$1194 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1494 /yr.

What is the average home insurance cost for a home in 06249?

  • • The average homeowners insurance premium paid annually for a home in 06249 is around $1194 per year.

What does it cost on average per month for home insurance in 06249?

  • • Homeowners in 06249 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 06249?

  • • Autoowners in 06249 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lebanon area, check out other zip codes nearby 06249.
Review average rates in another zip code:
06249 homeowners insurance rates

Home Replacement Cost Coverage in 06249

Average Building Cost Per Square Foot in 06249: $175

Location: Lebanon, Connecticut (New London County)

Average Square Footage in 06249: 1,591 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06249 before you start any project. Lebanon homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06249 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06249 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,591 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lebanon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,591$278,500
Additional Upgrades & Added Features$2191,591$348,125
Major Home Updates or Advancements$2631,591$417,750

It's important to understand that when you estimate your replacement cost of your home in the 06249 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06249

Best Home & Auto Insurance Agencies in 06249

Housing Demographics for 06249

Population Review for 06249 Zip Code

For the city of Lebanon, the population within 06249 has increased to over 7,365 residents in population size. The current population total is 7,142. We have broken down the population based on race below. In 06249, there are over 3617 in male population and 3525 females.

PopulationValues
Total Population7,142
White Population6419
Black Population53
Hispanic Population331
Asian Population45
Hawaiian Population1
Indian Population52
Other Population156
Male Population3617
Female Population3525
Population Estimate7365

Household Data for 06249

The average number of homes in 06249 is around 2,768, there are an average of 2.56 per household. The average house value according to local real estate values is around $278,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,768
Persons Per Household2.56
Average House Value$278,500
Income Per Household$96490
Median Age45.8
Median Age Male44.4
Median Age Female47.3
06249 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityLebanon
City Alias NameLEBANON
CountyNew London
County FIPS011
State FIPS09
Time Zone5
Day Light SavingY
MSA3280
PMSA
CSA278
CBSA35980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorwich-New London, CT
MSA_NameHartford, CT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses83
Number Of Employees518
Business First Quarter Payroll4657
Business Annual Payroll21279
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population274055
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential2877
Delivery Business31
Delivery Total3177
Preferred Last Line KeyV20339
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20339
Land Area54.098000
Water Area1.153000
City Alias Code
City Mixed CaseLebanon
City Alias Mixed CaseLebanon
Box Count96
SFDU2833
MFDU24
State ANSI09
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number083740
Unique ZIP Name
SSA State County Code07050
Medicare CBSA Code35980
Medicare CBSA NameNorwich-New London, CT
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNew London

Connecticut Homeowners Insurance News & Information

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