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Searching for Homeowners Insurance in 06259

If you are a homeowners that lives in 06259 you may be searching for more affordable homeowners insurance in Pomfret Center. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Pomfret Center, CT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Connecticut licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 06259 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pomfret Center, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 06259 Home Insurance Costs: very high!

In Pomfret Center, homeowners are paying roughly $1203 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 06259 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Pomfret Center are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 06259 policy right now!

06259 Home Insurance Average Premiums

Local 06259 homeowners insurance quotes comparison

$953 /yr.

Shows Zip Code: 06259 lowest rates with discounts applied on average.

For the 06259, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$953 /yr.
Average Coverage:$1203 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1503 /yr.

What is the average home insurance cost for a home in 06259?

  • • The average homeowners insurance premium paid annually for a home in 06259 is around $1203 per year.

What does it cost on average per month for home insurance in 06259?

  • • Homeowners in 06259 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 06259?

  • • Autoowners in 06259 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pomfret Center area, check out other zip codes nearby 06259.
Review average rates in another zip code:
06259 homeowners insurance rates

Home Replacement Cost Coverage in 06259

Average Building Cost Per Square Foot in 06259: $175

Location: Pomfret Center, Connecticut (Windham County)

Average Square Footage in 06259: 1,783 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06259 before you start any project. Pomfret Center homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06259 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06259 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,783 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pomfret Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,783$312,000
Additional Upgrades & Added Features$2191,783$390,000
Major Home Updates or Advancements$2631,783$468,000

It's important to understand that when you estimate your replacement cost of your home in the 06259 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06259

Best Home & Auto Insurance Agencies in 06259

Housing Demographics for 06259

Population Review for 06259 Zip Code

For the city of Pomfret Center, the population within 06259 has increased to over 3,700 residents in population size. The current population total is 4,163. We have broken down the population based on race below. In 06259, there are over 2083 in male population and 2080 females.

PopulationValues
Total Population4,163
White Population3826
Black Population24
Hispanic Population165
Asian Population70
Hawaiian Population1
Indian Population5
Other Population46
Male Population2083
Female Population2080
Population Estimate3700

Household Data for 06259

The average number of homes in 06259 is around 1,658, there are an average of 2.48 per household. The average house value according to local real estate values is around $312,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,658
Persons Per Household2.48
Average House Value$312,000
Income Per Household$94592
Median Age45.5
Median Age Male44.9
Median Age Female45.9
06259 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias AbbreviationPOMFRET CTR
Area Code959
CityPomfret Center
City Alias NamePOMFRET CENTER
CountyWindham
County FIPS015
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA-CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees556
Business First Quarter Payroll6181
Business Annual Payroll27786
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential1492
Delivery Business64
Delivery Total1736
Preferred Last Line KeyV20531
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH-CT
CBSA_DIV_Name
City State KeyV20531
Land Area42.734000
Water Area0.251000
City Alias Code
City Mixed CasePomfret Center
City Alias Mixed CasePomfret Center
Box Count139
SFDU1355
MFDU66
State ANSI09
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number086120
Unique ZIP Name
SSA State County Code07070
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWindham

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]