Get multiple home insurance quotes in 06332. Our licensed 06332, CT agents are ready to serve you.

06332 Home Insurance Rates & Premiums

Did you know there are over 565 people living within the 06332 zip code area? There are over 260 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 06332.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Connecticut are on the rise. The estimated average premium is around $1,187 a year for a standard homeowners insurance policy in Central Village. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Central Village, CT Homeowners Insurance Quotes Online

06332 Home Insurance Average Premiums

Local 06332 homeowners insurance quotes comparison

$937 /yr.

Shows Zip Code: 06332 lowest rates with discounts applied on average.

For the 06332, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$937 /yr.
Average Coverage:$1187 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1487 /yr.

What is the average home insurance cost for a home in 06332?

  • • The average homeowners insurance premium paid annually for a home in 06332 is around $1187 per year.

What does it cost on average per month for home insurance in 06332?

  • • Homeowners in 06332 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06332?

  • • Autoowners in 06332 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Central Village area, check out other zip codes nearby 06332.
Review average rates in another zip code:
06332 homeowners insurance rates

Home Replacement Cost Coverage in 06332

Average Building Cost Per Square Foot in 06332: $175

Location: Central Village, Connecticut (Windham County)

Average Square Footage in 06332: 1,055 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06332 before you start any project. Central Village homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06332 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06332 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,055 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Central Village area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,055$184,600
Additional Upgrades & Added Features$2191,055$230,750
Major Home Updates or Advancements$2631,055$276,900

It's important to understand that when you estimate your replacement cost of your home in the 06332 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06332

The Jeavons Agency

Address: 34 E Main St Central Village, CT 06332
Phone: (860)564-4313
Website:

Best Home & Auto Insurance Agencies in 06332

Housing Demographics for 06332

Population Review for 06332 Zip Code

For the city of Central Village, the population within 06332 has increased to over 0 residents in population size. The current population total is 565. We have broken down the population based on race below. In 06332, there are over 350 in male population and 215 females.

PopulationValues
Total Population565
White Population501
Black Population3
Hispanic Population23
Asian Population19
Hawaiian Population0
Indian Population2
Other Population10
Male Population350
Female Population215
Population Estimate0

Household Data for 06332

The average number of homes in 06332 is around 260, there are an average of 2.17 per household. The average house value according to local real estate values is around $184,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode260
Persons Per Household2.17
Average House Value$184,600
Income Per Household$53103
Median Age42.1
Median Age Male44.0
Median Age Female39.5
06332 DetailsValues
StateCT
State Full NameConnecticut
City TypeZ
City Alias AbbreviationCENTRAL VLG
Area Code860/959
CityCentral Village
City Alias NameCENTRAL VILLAGE
CountyWindham
County FIPS015
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA-CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees255
Business First Quarter Payroll1444
Business Annual Payroll6367
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential0
Delivery Business0
Delivery Total392
Preferred Last Line KeyV20114
Classification CodeP
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH-CT
CBSA_DIV_Name
City State KeyV20114
Land Area1.242000
Water Area0.004000
City Alias Code
City Mixed CaseCentral Village
City Alias Mixed CaseCentral Village
Box Count348
SFDU0
MFDU0
State ANSI09
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number081088
Unique ZIP Name
SSA State County Code07070
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWindham

Connecticut Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]