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06333 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 06333? There are over 2,706 occupied homes in the 06333 area. With a population size of 7,289, it's not uncommon for residence of East Lyme, CT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Connecticut is around $1,254 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 06333 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: East Lyme, CT Home Insurance Rate Quotes

06333 Home Insurance Average Premiums

Local 06333 homeowners insurance quotes comparison

$1004 /yr.

Shows Zip Code: 06333 lowest rates with discounts applied on average.

For the 06333, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1004 /yr.
Average Coverage:$1254 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1554 /yr.

What is the average home insurance cost for a home in 06333?

  • • The average homeowners insurance premium paid annually for a home in 06333 is around $1254 per year.

What does it cost on average per month for home insurance in 06333?

  • • Homeowners in 06333 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 06333?

  • • Autoowners in 06333 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Lyme area, check out other zip codes nearby 06333.
Review average rates in another zip code:
06333 homeowners insurance rates

Home Replacement Cost Coverage in 06333

Average Building Cost Per Square Foot in 06333: $175

Location: East Lyme, Connecticut (New London County)

Average Square Footage in 06333: 2,090 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06333 before you start any project. East Lyme homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06333 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06333 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,090 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Lyme area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,090$365,800
Additional Upgrades & Added Features$2192,090$457,250
Major Home Updates or Advancements$2632,090$548,700

It's important to understand that when you estimate your replacement cost of your home in the 06333 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06333

Fallon Insurance Agency Inc

Address: 211 Boston Post Road East Lyme, CT 06333
Phone: (860)739-4444
Website: www.falloninsurance.com

Best Home & Auto Insurance Agencies in 06333

Housing Demographics for 06333

Population Review for 06333 Zip Code

For the city of East Lyme, the population within 06333 has increased to over 8,102 residents in population size. The current population total is 7,289. We have broken down the population based on race below. In 06333, there are over 3512 in male population and 3777 females.

PopulationValues
Total Population7,289
White Population5737
Black Population112
Hispanic Population381
Asian Population769
Hawaiian Population2
Indian Population23
Other Population136
Male Population3512
Female Population3777
Population Estimate8102

Household Data for 06333

The average number of homes in 06333 is around 2,706, there are an average of 2.69 per household. The average house value according to local real estate values is around $365,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,706
Persons Per Household2.69
Average House Value$365,800
Income Per Household$116840
Median Age44.1
Median Age Male44.0
Median Age Female44.2
06333 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityEast Lyme
City Alias NameEAST LYME
CountyNew London
County FIPS011
State FIPS09
Time Zone5
Day Light SavingY
MSA5520
PMSA
CSA278
CBSA35980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorwich-New London, CT
MSA_NameNew London-Norwich, CT-RI MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses172
Number Of Employees1559
Business First Quarter Payroll14300
Business Annual Payroll67220
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population274055
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential3012
Delivery Business133
Delivery Total3384
Preferred Last Line KeyV20196
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20196
Land Area23.430000
Water Area0.553000
City Alias Code
City Mixed CaseEast Lyme
City Alias Mixed CaseEast Lyme
Box Count175
SFDU2559
MFDU14
State ANSI09
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number082244
Unique ZIP Name
SSA State County Code07050
Medicare CBSA Code35980
Medicare CBSA NameNorwich-New London, CT
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNew London

Connecticut Homeowners Insurance News & Information

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