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06335 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 06335 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Gales Ferry, CT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 06335 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Connecticut, like average Gales Ferry homeowners insurance rates, coverage options or home insurance types, please select Gales Ferry, CT Home Insurance Rates Online!

06335 Home Insurance Average Premiums

Local 06335 homeowners insurance quotes comparison

$898 /yr.

Shows Zip Code: 06335 lowest rates with discounts applied on average.

For the 06335, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$898 /yr.
Average Coverage:$1148 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1448 /yr.

What is the average home insurance cost for a home in 06335?

  • • The average homeowners insurance premium paid annually for a home in 06335 is around $1148 per year.

What does it cost on average per month for home insurance in 06335?

  • • Homeowners in 06335 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 06335?

  • • Autoowners in 06335 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gales Ferry area, check out other zip codes nearby 06335.
Review average rates in another zip code:
06335 homeowners insurance rates

Home Replacement Cost Coverage in 06335

Average Building Cost Per Square Foot in 06335: $175

Location: Gales Ferry, Connecticut (New London County)

Average Square Footage in 06335: 1,392 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06335 before you start any project. Gales Ferry homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06335 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06335 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,392 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gales Ferry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,392$243,600
Additional Upgrades & Added Features$2191,392$304,500
Major Home Updates or Advancements$2631,392$365,400

It's important to understand that when you estimate your replacement cost of your home in the 06335 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06335

Best Home & Auto Insurance Agencies in 06335

Housing Demographics for 06335

Population Review for 06335 Zip Code

For the city of Gales Ferry, the population within 06335 has increased to over 7,072 residents in population size. The current population total is 6,781. We have broken down the population based on race below. In 06335, there are over 3386 in male population and 3395 females.

PopulationValues
Total Population6,781
White Population5556
Black Population191
Hispanic Population521
Asian Population219
Hawaiian Population7
Indian Population46
Other Population128
Male Population3386
Female Population3395
Population Estimate7072

Household Data for 06335

The average number of homes in 06335 is around 2,525, there are an average of 2.68 per household. The average house value according to local real estate values is around $243,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,525
Persons Per Household2.68
Average House Value$243,600
Income Per Household$97868
Median Age39.8
Median Age Male39.1
Median Age Female40.3
06335 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityGales Ferry
City Alias NameGALES FERRY
CountyNew London
County FIPS011
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA278
CBSA35980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorwich-New London, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses87
Number Of Employees676
Business First Quarter Payroll6381
Business Annual Payroll29568
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population274055
CBSA Division Population0
Congressional District02
Congressional LandArea1987.68
Delivery Residential2639
Delivery Business88
Delivery Total2999
Preferred Last Line KeyV20241
Classification Code
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20241
Land Area10.958000
Water Area1.100000
City Alias Code
City Mixed CaseGales Ferry
City Alias Mixed CaseGales Ferry
Box Count126
SFDU2479
MFDU30
State ANSI09
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number082686
Unique ZIP Name
SSA State County Code07050
Medicare CBSA Code35980
Medicare CBSA NameNorwich-New London, CT
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNew London

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