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Compare 06401 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Ansonia just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,580 neighbors looking to save on their home insurance policy in the local 06401 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 06401. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Connecticut rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Ansonia, CT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Ansonia, CT

06401 Home Insurance Average Premiums

Local 06401 homeowners insurance quotes comparison

$902 /yr.

Shows Zip Code: 06401 lowest rates with discounts applied on average.

For the 06401, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$902 /yr.
Average Coverage:$1152 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1452 /yr.

What is the average home insurance cost for a home in 06401?

  • • The average homeowners insurance premium paid annually for a home in 06401 is around $1152 per year.

What does it cost on average per month for home insurance in 06401?

  • • Homeowners in 06401 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 06401?

  • • Autoowners in 06401 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ansonia area, check out other zip codes nearby 06401.
Review average rates in another zip code:
06401 homeowners insurance rates

Home Replacement Cost Coverage in 06401

Average Building Cost Per Square Foot in 06401: $175

Location: Ansonia, Connecticut (New Haven County)

Average Square Footage in 06401: 1,280 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06401 before you start any project. Ansonia homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06401 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06401 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,280 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ansonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,280$224,000
Additional Upgrades & Added Features$2191,280$280,000
Major Home Updates or Advancements$2631,280$336,000

It's important to understand that when you estimate your replacement cost of your home in the 06401 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06401

The Videre Ins Agency Llc

Address: 23 W Main St Ansonia, CT 06401
Phone: (203)734-3187
Website:

Best Home & Auto Insurance Agencies in 06401

Allstate Auto Insurance

Address: 350 Main St Ansonia, CT 06401
Phone:
Website: http://www.allstateagencies.com
Info:

The Videre Ins Agency Llc

Address: 23 W Main St Ansonia, CT 06401
Phone:
Website:
Info:

Housing Demographics for 06401

Population Review for 06401 Zip Code

For the city of Ansonia, the population within 06401 has increased to over 19,262 residents in population size. The current population total is 18,946. We have broken down the population based on race below. In 06401, there are over 9157 in male population and 9789 females.

PopulationValues
Total Population18,946
White Population11821
Black Population2749
Hispanic Population4492
Asian Population396
Hawaiian Population3
Indian Population68
Other Population1691
Male Population9157
Female Population9789
Population Estimate19262

Household Data for 06401

The average number of homes in 06401 is around 7,580, there are an average of 2.50 per household. The average house value according to local real estate values is around $224,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,580
Persons Per Household2.50
Average House Value$224,000
Income Per Household$61769
Median Age39.8
Median Age Male38.3
Median Age Female41.3
06401 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityAnsonia
City Alias NameANSONIA
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1160
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBridgeport, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses253
Number Of Employees2553
Business First Quarter Payroll25199
Business Annual Payroll109811
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential7705
Delivery Business410
Delivery Total8309
Preferred Last Line KeyV20014
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20014
Land Area6.026000
Water Area0.168000
City Alias Code
City Mixed CaseAnsonia
City Alias Mixed CaseAnsonia
Box Count117
SFDU7160
MFDU368
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number080136
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

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