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06467, CT Home Insurance

In the zip code of 06467, the population size is around 379, which consists of 147 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Milldale, CT. A few years ago, a study was done and found that the average home insurance rates for Connecticut are around $1,157 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 06467 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Milldale. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Milldale, CT Homeowners Insurance Online Rates Today!

06467 Home Insurance Average Premiums

Local 06467 homeowners insurance quotes comparison

$907 /yr.

Shows Zip Code: 06467 lowest rates with discounts applied on average.

For the 06467, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$907 /yr.
Average Coverage:$1157 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1457 /yr.

What is the average home insurance cost for a home in 06467?

  • • The average homeowners insurance premium paid annually for a home in 06467 is around $1157 per year.

What does it cost on average per month for home insurance in 06467?

  • • Homeowners in 06467 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 06467?

  • • Autoowners in 06467 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milldale area, check out other zip codes nearby 06467.
Review average rates in another zip code:
06467 homeowners insurance rates

Home Replacement Cost Coverage in 06467

Average Building Cost Per Square Foot in 06467: $175

Location: Milldale, Connecticut (Hartford County)

Average Square Footage in 06467: 1,542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06467 before you start any project. Milldale homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06467 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06467 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,542 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milldale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,542$269,900
Additional Upgrades & Added Features$2191,542$337,375
Major Home Updates or Advancements$2631,542$404,850

It's important to understand that when you estimate your replacement cost of your home in the 06467 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06467

Best Home & Auto Insurance Agencies in 06467

Housing Demographics for 06467

Population Review for 06467 Zip Code

For the city of Milldale, the population within 06467 has increased to over 0 residents in population size. The current population total is 379. We have broken down the population based on race below. In 06467, there are over 158 in male population and 221 females.

PopulationValues
Total Population379
White Population311
Black Population8
Hispanic Population29
Asian Population20
Hawaiian Population0
Indian Population1
Other Population9
Male Population158
Female Population221
Population Estimate0

Household Data for 06467

The average number of homes in 06467 is around 147, there are an average of 2.56 per household. The average house value according to local real estate values is around $269,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode147
Persons Per Household2.56
Average House Value$269,900
Income Per Household$0
Median Age35.5
Median Age Male26.4
Median Age Female41.6
06467 DetailsValues
StateCT
State Full NameConnecticut
City TypeZ
City Alias Abbreviation
Area Code860/959
CityMilldale
City Alias NameMILLDALE
CountyHartford
County FIPS003
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA278
CBSA25540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHartford-East Hartford-Middletown, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses53
Number Of Employees685
Business First Quarter Payroll6519
Business Annual Payroll32029
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1212381
CBSA Division Population0
Congressional District01
Congressional LandArea675.45
Delivery Residential0
Delivery Business0
Delivery Total1434
Preferred Last Line KeyV20386
Classification CodeP
Multi-County
CSA NameHartford-East Hartford, CT
CBSA_DIV_Name
City State KeyV20386
Land Area0.234000
Water Area0.000000
City Alias Code
City Mixed CaseMilldale
City Alias Mixed CaseMilldale
Box Count201
SFDU0
MFDU0
State ANSI09
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number084386
Unique ZIP Name
SSA State County Code07010
Medicare CBSA Code25540
Medicare CBSA NameHartford-East Hartford-Middletown, CT
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseHartford

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]