Get multiple home insurance quotes in 06473. Our licensed 06473, CT agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 06473

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 06473, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in North Haven, CT from a list of top tier nationwide insurers.

Our Connecticut licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 06473 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 06473

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional North Haven, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

06473 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in North Haven we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 06473, homeowners are seeing rates around 1178 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 06473!

06473 Home Insurance Average Premiums

Local 06473 homeowners insurance quotes comparison

$928 /yr.

Shows Zip Code: 06473 lowest rates with discounts applied on average.

For the 06473, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$928 /yr.
Average Coverage:$1178 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1478 /yr.

What is the average home insurance cost for a home in 06473?

  • • The average homeowners insurance premium paid annually for a home in 06473 is around $1178 per year.

What does it cost on average per month for home insurance in 06473?

  • • Homeowners in 06473 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 06473?

  • • Autoowners in 06473 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Haven area, check out other zip codes nearby 06473.
Review average rates in another zip code:
06473 homeowners insurance rates

Home Replacement Cost Coverage in 06473

Average Building Cost Per Square Foot in 06473: $175

Location: North Haven, Connecticut (New Haven County)

Average Square Footage in 06473: 1,746 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06473 before you start any project. North Haven homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06473 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06473 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,746 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,746$305,500
Additional Upgrades & Added Features$2191,746$381,875
Major Home Updates or Advancements$2631,746$458,250

It's important to understand that when you estimate your replacement cost of your home in the 06473 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06473

Charles W. Carron Agency

Address: 14 Peck St North Haven, CT 06473
Phone: (203)239-2576
Website:

Allstate Insurance - Shan Murphy Cyr

Address: 4a Broadway North Haven, CT 06473
Phone: (203)234-7122
Website:

Scott D. Abercrombie Agency

Address: 54 State St North Haven, CT 06473
Phone: (203)239-3395
Website:

Best Home & Auto Insurance Agencies in 06473

Scott D. Abercrombie Agency

Address: 54 State St North Haven, CT 06473
Phone:
Website:
Info:

Charles W. Carron Agency

Address: 14 Peck St North Haven, CT 06473
Phone:
Website:
Info:

State Farm Insurance

Address: 127 Washington Ave North Haven, CT 06473
Phone:
Website:
Info:

Insure Net, LLC

Address: 399 Sackett Point Rd North Haven, CT 06473
Phone:
Website: http://www.insure.net/
Info:

Anthem Blue Cross and Blue Shield of Connecticut - Corporate Headquar

Address: 370 Bassett Rd North Haven, CT 06473
Phone:
Website:
Info:

Housing Demographics for 06473

Population Review for 06473 Zip Code

For the city of North Haven, the population within 06473 has increased to over 25,689 residents in population size. The current population total is 24,574. We have broken down the population based on race below. In 06473, there are over 11883 in male population and 12691 females.

PopulationValues
Total Population24,574
White Population20203
Black Population965
Hispanic Population1531
Asian Population1490
Hawaiian Population12
Indian Population42
Other Population502
Male Population11883
Female Population12691
Population Estimate25689

Household Data for 06473

The average number of homes in 06473 is around 9,639, there are an average of 2.54 per household. The average house value according to local real estate values is around $305,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,639
Persons Per Household2.54
Average House Value$305,500
Income Per Household$111176
Median Age46.8
Median Age Male44.8
Median Age Female48.6
06473 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203
CityNorth Haven
City Alias NameNORTH HAVEN
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA5480
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew Haven-Meriden, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses960
Number Of Employees17625
Business First Quarter Payroll198369
Business Annual Payroll877937
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential10114
Delivery Business1190
Delivery Total11595
Preferred Last Line KeyV20464
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20464
Land Area21.648000
Water Area0.276000
City Alias Code
City Mixed CaseNorth Haven
City Alias Mixed CaseNorth Haven
Box Count180
SFDU8259
MFDU982
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number085202
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]