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Homeowners Insurance in 06492

In Wallingford, CT, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 06492 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 06492 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 06492 should appear in the zip code field ready to go.

06492 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Connecticut, you are going to see rates around the average home insurance premium per year of $1185. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Wallingford home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 06492 Home Insurance Rates Now!

Best 3 Options to Compare in 06492

If you want homeowners insurance quotes within the city of Wallingford or in the 06492 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Wallingford, CT.

06492 Home Insurance Average Premiums

Local 06492 homeowners insurance quotes comparison

$935 /yr.

Shows Zip Code: 06492 lowest rates with discounts applied on average.

For the 06492, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$935 /yr.
Average Coverage:$1185 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1485 /yr.

What is the average home insurance cost for a home in 06492?

  • • The average homeowners insurance premium paid annually for a home in 06492 is around $1185 per year.

What does it cost on average per month for home insurance in 06492?

  • • Homeowners in 06492 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06492?

  • • Autoowners in 06492 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wallingford area, check out other zip codes nearby 06492.
Review average rates in another zip code:
06492 homeowners insurance rates

Home Replacement Cost Coverage in 06492

Average Building Cost Per Square Foot in 06492: $175

Location: Wallingford, Connecticut (New Haven County)

Average Square Footage in 06492: 1,579 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06492 before you start any project. Wallingford homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06492 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06492 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,579 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wallingford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,579$276,400
Additional Upgrades & Added Features$2191,579$345,500
Major Home Updates or Advancements$2631,579$414,600

It's important to understand that when you estimate your replacement cost of your home in the 06492 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06492

Sinclair Insurance Group

Address: 322 N Main St Wallingford, CT 06492
Phone: (203)265-0996
Website: www.sinclair-insurance.com

Allstate Insurance - H. Edward Bogaert

Address: 253 Center Street Wallingford, CT 06492
Phone: (203)265-0477
Website:

Allstate Insurance - Cathy A Mc Kney

Address: 950 Yale Ave Suite 7 Wallingford, CT 06492
Phone: (203)269-4422
Website:

Best Home & Auto Insurance Agencies in 06492

Lana HOHN T Insurance Agency

Address: 1259 S Broad St Wallingford, CT 06492
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 2 Blackberry Ln Wallingford, CT 06492
Phone:
Website:
Info:

Allstate Insurance - Cathy A Mc Kney

Address: 950 Yale Ave, #7 Wallingford, CT 06492
Phone:
Website:
Info:

Winecoff- Tatia - State Farm Insurance Agent

Address: 1211 S Broad St Wallingford, CT 06492
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance

Address: 950 Yale Ave Wallingford, CT 06492
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 06492

Population Review for 06492 Zip Code

For the city of Wallingford, the population within 06492 has increased to over 43,906 residents in population size. The current population total is 44,606. We have broken down the population based on race below. In 06492, there are over 21462 in male population and 23144 females.

PopulationValues
Total Population44,606
White Population36643
Black Population907
Hispanic Population4775
Asian Population1832
Hawaiian Population24
Indian Population120
Other Population1919
Male Population21462
Female Population23144
Population Estimate43906

Household Data for 06492

The average number of homes in 06492 is around 18,180, there are an average of 2.37 per household. The average house value according to local real estate values is around $276,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,180
Persons Per Household2.37
Average House Value$276,400
Income Per Household$88605
Median Age44.7
Median Age Male43.0
Median Age Female46.4
06492 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityWallingford
City Alias NameWALLINGFORD
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA5480
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew Haven-Meriden, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1309
Number Of Employees26374
Business First Quarter Payroll438932
Business Annual Payroll1802404
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03|05
Congressional LandArea470.34|1248.16
Delivery Residential18526
Delivery Business1727
Delivery Total20739
Preferred Last Line KeyV20763
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20763
Land Area39.781000
Water Area0.845000
City Alias Code
City Mixed CaseWallingford
City Alias Mixed CaseWallingford
Box Count362
SFDU14591
MFDU1328
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number088500
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]