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06517 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 06517? There are over 6,424 occupied homes in the 06517 area. With a population size of 14,954, it's not uncommon for residence of Hamden, CT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Connecticut is around $1,224 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 06517 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Hamden, CT Home Insurance Rate Quotes

06517 Home Insurance Average Premiums

Local 06517 homeowners insurance quotes comparison

$974 /yr.

Shows Zip Code: 06517 lowest rates with discounts applied on average.

For the 06517, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$974 /yr.
Average Coverage:$1224 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1524 /yr.

What is the average home insurance cost for a home in 06517?

  • • The average homeowners insurance premium paid annually for a home in 06517 is around $1224 per year.

What does it cost on average per month for home insurance in 06517?

  • • Homeowners in 06517 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 06517?

  • • Autoowners in 06517 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hamden area, check out other zip codes nearby 06517.
Review average rates in another zip code:
06517 homeowners insurance rates
06518 homeowners insurance rates
06514 homeowners insurance rates

Home Replacement Cost Coverage in 06517

Average Building Cost Per Square Foot in 06517: $175

Location: Hamden, Connecticut (New Haven County)

Average Square Footage in 06517: 1,484 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06517 before you start any project. Hamden homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06517 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06517 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,484 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hamden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,484$259,700
Additional Upgrades & Added Features$2191,484$324,625
Major Home Updates or Advancements$2631,484$389,550

It's important to understand that when you estimate your replacement cost of your home in the 06517 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06517

Best Home & Auto Insurance Agencies in 06517

All American Group

Address: 1220 Whitney Ave Hamden, CT 06517
Phone:
Website:
Info:

Currie- Deric J - State Farm Insurance Agent

Address: 1697 Whitney Ave Hamden, CT 06517
Phone:
Website: http://www.dericjcurrie.com
Info:

Housing Demographics for 06517

Population Review for 06517 Zip Code

For the city of Hamden, the population within 06517 has increased to over 15,539 residents in population size. The current population total is 14,954. We have broken down the population based on race below. In 06517, there are over 6846 in male population and 8108 females.

PopulationValues
Total Population14,954
White Population8695
Black Population3355
Hispanic Population1842
Asian Population817
Hawaiian Population6
Indian Population62
Other Population667
Male Population6846
Female Population8108
Population Estimate15539

Household Data for 06517

The average number of homes in 06517 is around 6,424, there are an average of 2.29 per household. The average house value according to local real estate values is around $259,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,424
Persons Per Household2.29
Average House Value$259,700
Income Per Household$79911
Median Age44.5
Median Age Male42.4
Median Age Female46.1
06517 DetailsValues
StateCT
State Full NameConnecticut
City TypeB
City Alias Abbreviation
Area Code203
CityHamden
City Alias NameHAMDEN
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA5480
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew Haven-Meriden, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses260
Number Of Employees4074
Business First Quarter Payroll47201
Business Annual Payroll216626
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential6786
Delivery Business368
Delivery Total8838
Preferred Last Line KeyV20281
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20281
Land Area5.003000
Water Area0.440000
City Alias Code
City Mixed CaseHamden
City Alias Mixed CaseHamden
Box Count246
SFDU5272
MFDU1102
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number084726
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]