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06525, CT Homeowners Insurance Rates

With a population size of 9,087 and with 3,258 occupied homes in the 06525 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Woodbridge, CT are around $1,189 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Woodbridge, Connecticut. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Connecticut home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Woodbridge, CT.

For Connecticut home insurance information, including average Woodbridge home insurance rates, coverage options or the different homeowners insurance types, please select Woodbridge, CT Home Insurance Quotes Now!

06525 Home Insurance Average Premiums

Local 06525 homeowners insurance quotes comparison

$939 /yr.

Shows Zip Code: 06525 lowest rates with discounts applied on average.

For the 06525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$939 /yr.
Average Coverage:$1189 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1489 /yr.

What is the average home insurance cost for a home in 06525?

  • • The average homeowners insurance premium paid annually for a home in 06525 is around $1189 per year.

What does it cost on average per month for home insurance in 06525?

  • • Homeowners in 06525 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06525?

  • • Autoowners in 06525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodbridge area, check out other zip codes nearby 06525.
Review average rates in another zip code:
06525 homeowners insurance rates

Home Replacement Cost Coverage in 06525

Average Building Cost Per Square Foot in 06525: $175

Location: Woodbridge, Connecticut (New Haven County)

Average Square Footage in 06525: 2,642 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06525 before you start any project. Woodbridge homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,642 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,642$462,300
Additional Upgrades & Added Features$2192,642$577,875
Major Home Updates or Advancements$2632,642$693,450

It's important to understand that when you estimate your replacement cost of your home in the 06525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06525

Amann- Brownstein & Coba

Address: 8 Lunar Drive Woodbridge, CT 06525
Phone: (203)397-1660
Website: www.amityifs.com

Best Home & Auto Insurance Agencies in 06525

Allstate Insurance Co

Address: 67 Bradley Rd Woodbridge, CT 06525
Phone:
Website:
Info:

Housing Demographics for 06525

Population Review for 06525 Zip Code

For the city of Woodbridge, the population within 06525 has increased to over 9,422 residents in population size. The current population total is 9,087. We have broken down the population based on race below. In 06525, there are over 4472 in male population and 4615 females.

PopulationValues
Total Population9,087
White Population6773
Black Population279
Hispanic Population547
Asian Population1207
Hawaiian Population3
Indian Population16
Other Population174
Male Population4472
Female Population4615
Population Estimate9422

Household Data for 06525

The average number of homes in 06525 is around 3,258, there are an average of 2.76 per household. The average house value according to local real estate values is around $462,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,258
Persons Per Household2.76
Average House Value$462,300
Income Per Household$171652
Median Age46.2
Median Age Male45.1
Median Age Female47.2
06525 DetailsValues
StateCT
State Full NameConnecticut
City TypeN
City Alias Abbreviation
Area Code203
CityWoodbridge
City Alias NameWOODBRIDGE
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA5480
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew Haven-Meriden, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses285
Number Of Employees3744
Business First Quarter Payroll41684
Business Annual Payroll190812
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District03
Congressional LandArea470.34
Delivery Residential3414
Delivery Business299
Delivery Total4078
Preferred Last Line KeyV20843
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20843
Land Area18.812000
Water Area0.375000
City Alias Code
City Mixed CaseWoodbridge
City Alias Mixed CaseWoodbridge
Box Count158
SFDU3219
MFDU195
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number084726
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]