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Home Insurance Rates in 06710

For homeowners shopping online in 06710, our insurance rates are very competitive for homeowners living in Waterbury, CT. Many homeowners based out of the great city of Waterbury have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 06710, simply click the "Get Multiple Quotes Now" button. Your 06710 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Waterbury, CT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

06710 Home Insurance Rating is: Very High!

If you live in 06710, you can easily save up to 40% off the average home insurance premium of $1215 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Waterbury can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 06710 today!

Get Multiple Home Insurance Rates in 06710!

06710 Home Insurance Average Premiums

Local 06710 homeowners insurance quotes comparison

$965 /yr.

Shows Zip Code: 06710 lowest rates with discounts applied on average.

For the 06710, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$965 /yr.
Average Coverage:$1215 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1515 /yr.

What is the average home insurance cost for a home in 06710?

  • • The average homeowners insurance premium paid annually for a home in 06710 is around $1215 per year.

What does it cost on average per month for home insurance in 06710?

  • • Homeowners in 06710 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 06710?

  • • Autoowners in 06710 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Waterbury area, check out other zip codes nearby 06710.
Review average rates in another zip code:
06705 homeowners insurance rates
06704 homeowners insurance rates
06708 homeowners insurance rates
06702 homeowners insurance rates
06706 homeowners insurance rates
06710 homeowners insurance rates

Home Replacement Cost Coverage in 06710

Average Building Cost Per Square Foot in 06710: $175

Location: Waterbury, Connecticut (New Haven County)

Average Square Footage in 06710: 953 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06710 before you start any project. Waterbury homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06710 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06710 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 953 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waterbury area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$175953$166,700
Additional Upgrades & Added Features$219953$208,375
Major Home Updates or Advancements$263953$250,050

It's important to understand that when you estimate your replacement cost of your home in the 06710 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06710

Best Home & Auto Insurance Agencies in 06710

Housing Demographics for 06710

Population Review for 06710 Zip Code

For the city of Waterbury, the population within 06710 has increased to over 11,487 residents in population size. The current population total is 11,056. We have broken down the population based on race below. In 06710, there are over 5406 in male population and 5650 females.

PopulationValues
Total Population11,056
White Population3838
Black Population2955
Hispanic Population4831
Asian Population88
Hawaiian Population17
Indian Population65
Other Population2593
Male Population5406
Female Population5650
Population Estimate11487

Household Data for 06710

The average number of homes in 06710 is around 3,826, there are an average of 2.84 per household. The average house value according to local real estate values is around $166,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,826
Persons Per Household2.84
Average House Value$166,700
Income Per Household$49762
Median Age31.3
Median Age Male30.2
Median Age Female32.4
06710 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityWaterbury
City Alias NameWATERBURY
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8880
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameWaterbury, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees718
Business First Quarter Payroll7610
Business Annual Payroll32883
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential4045
Delivery Business120
Delivery Total6076
Preferred Last Line KeyV20783
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20783
Land Area0.969000
Water Area0.000000
City Alias Code
City Mixed CaseWaterbury
City Alias Mixed CaseWaterbury
Box Count0
SFDU2936
MFDU826
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number088704
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]