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Homeowners Insurance in 06716

For homeowners living in 06716, you want more affordable home insurance rates in Wolcott, right? Our rates are very competitive for homeowners living in the great city of Wolcott, CT. Many homeowners living in the 06716 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 06716 should appear in the zip code field ready to go. Comparing Wolcott, CT Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

06716 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Wolcott pay around $1221 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Connecticut home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 06716 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Wolcott homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Connecticut home insurance premium today!

Get 06716 Homeowners Insurance Rates Now!

06716 Home Insurance Average Premiums

Local 06716 homeowners insurance quotes comparison

$971 /yr.

Shows Zip Code: 06716 lowest rates with discounts applied on average.

For the 06716, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$971 /yr.
Average Coverage:$1221 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1521 /yr.

What is the average home insurance cost for a home in 06716?

  • • The average homeowners insurance premium paid annually for a home in 06716 is around $1221 per year.

What does it cost on average per month for home insurance in 06716?

  • • Homeowners in 06716 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 06716?

  • • Autoowners in 06716 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wolcott area, check out other zip codes nearby 06716.
Review average rates in another zip code:
06716 homeowners insurance rates

Home Replacement Cost Coverage in 06716

Average Building Cost Per Square Foot in 06716: $175

Location: Wolcott, Connecticut (New Haven County)

Average Square Footage in 06716: 1,480 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06716 before you start any project. Wolcott homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06716 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06716 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,480 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wolcott area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,480$259,000
Additional Upgrades & Added Features$2191,480$323,750
Major Home Updates or Advancements$2631,480$388,500

It's important to understand that when you estimate your replacement cost of your home in the 06716 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06716

Best Home & Auto Insurance Agencies in 06716

Allstate Tire Recycling

Address: 31 Nutmeg Valley Rd Wolcott, CT 06716
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 484 Wolcott Rd Wolcott, CT 06716
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

CT. Corvette & Specialty Auto-s

Address: 1417 Woodtick Rd Wolcott, CT 06716
Phone:
Website:
Info:

Watts Ray Insurance Agency

Address: 608 Wolcott Rd Wolcott, CT 06716
Phone:
Website:
Info:

Housing Demographics for 06716

Population Review for 06716 Zip Code

For the city of Wolcott, the population within 06716 has increased to over 16,122 residents in population size. The current population total is 15,996. We have broken down the population based on race below. In 06716, there are over 7869 in male population and 8127 females.

PopulationValues
Total Population15,996
White Population13967
Black Population431
Hispanic Population1078
Asian Population255
Hawaiian Population3
Indian Population34
Other Population330
Male Population7869
Female Population8127
Population Estimate16122

Household Data for 06716

The average number of homes in 06716 is around 6,080, there are an average of 2.60 per household. The average house value according to local real estate values is around $259,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,080
Persons Per Household2.60
Average House Value$259,000
Income Per Household$103633
Median Age46.3
Median Age Male45.1
Median Age Female47.4
06716 DetailsValues
StateCT
State Full NameConnecticut
City TypeB
City Alias Abbreviation
Area Code203/475
CityWolcott
City Alias NameWOLCOTT
CountyNew Haven
County FIPS009
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8880
CSA408
CBSA35300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Haven-Milford, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameWaterbury, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses315
Number Of Employees2103
Business First Quarter Payroll19849
Business Annual Payroll97904
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population862477
CBSA Division Population0
Congressional District01|05
Congressional LandArea675.45|1248.16
Delivery Residential6201
Delivery Business361
Delivery Total7285
Preferred Last Line KeyV20842
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20842
Land Area20.231000
Water Area0.678000
City Alias Code
City Mixed CaseWolcott
City Alias Mixed CaseWolcott
Box Count94
SFDU5684
MFDU219
State ANSI09
County ANSI009
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number088704
Unique ZIP Name
SSA State County Code07040
Medicare CBSA Code35300
Medicare CBSA NameNew Haven-Milford, CT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseNew Haven

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]