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06757 Home Insurance Rates & Premiums

Did you know there are over 2,193 people living within the 06757 zip code area? There are over 966 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 06757.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Connecticut are on the rise. The estimated average premium is around $1,220 a year for a standard homeowners insurance policy in Kent. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Kent, CT Homeowners Insurance Quotes Online

06757 Home Insurance Average Premiums

Local 06757 homeowners insurance quotes comparison

$970 /yr.

Shows Zip Code: 06757 lowest rates with discounts applied on average.

For the 06757, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$970 /yr.
Average Coverage:$1220 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1520 /yr.

What is the average home insurance cost for a home in 06757?

  • • The average homeowners insurance premium paid annually for a home in 06757 is around $1220 per year.

What does it cost on average per month for home insurance in 06757?

  • • Homeowners in 06757 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 06757?

  • • Autoowners in 06757 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kent area, check out other zip codes nearby 06757.
Review average rates in another zip code:
06757 homeowners insurance rates

Home Replacement Cost Coverage in 06757

Average Building Cost Per Square Foot in 06757: $175

Location: Kent, Connecticut (Litchfield County)

Average Square Footage in 06757: 2,033 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06757 before you start any project. Kent homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06757 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06757 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,033 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,033$355,700
Additional Upgrades & Added Features$2192,033$444,625
Major Home Updates or Advancements$2632,033$533,550

It's important to understand that when you estimate your replacement cost of your home in the 06757 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06757

Best Home & Auto Insurance Agencies in 06757

Allstate Insurance

Address: 20 Maple Street Ext Kent, CT 06757
Phone:
Website:
Info:

Allstate Insurance Co

Address: 1 Chase Hill Rd Kent, CT 06757
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 06757

Population Review for 06757 Zip Code

For the city of Kent, the population within 06757 has increased to over 1,829 residents in population size. The current population total is 2,193. We have broken down the population based on race below. In 06757, there are over 1080 in male population and 1113 females.

PopulationValues
Total Population2,193
White Population1942
Black Population18
Hispanic Population106
Asian Population40
Hawaiian Population0
Indian Population15
Other Population36
Male Population1080
Female Population1113
Population Estimate1829

Household Data for 06757

The average number of homes in 06757 is around 966, there are an average of 2.12 per household. The average house value according to local real estate values is around $355,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode966
Persons Per Household2.12
Average House Value$355,700
Income Per Household$89538
Median Age53.3
Median Age Male52.1
Median Age Female54.6
06757 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityKent
City Alias NameKENT
CountyLitchfield
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA45860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTorrington, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses106
Number Of Employees912
Business First Quarter Payroll11274
Business Annual Payroll52233
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential863
Delivery Business27
Delivery Total1387
Preferred Last Line KeyV20318
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20318
Land Area30.304000
Water Area0.585000
City Alias Code
City Mixed CaseKent
City Alias Mixed CaseKent
Box Count326
SFDU822
MFDU0
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number083638
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]