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06758 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 06758? There are over 15 occupied homes in the 06758 area. With a population size of 39, it's not uncommon for residence of Lakeside, CT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Connecticut is around $1,183 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 06758 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Lakeside, CT Home Insurance Rate Quotes

06758 Home Insurance Average Premiums

Local 06758 homeowners insurance quotes comparison

$933 /yr.

Shows Zip Code: 06758 lowest rates with discounts applied on average.

For the 06758, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$933 /yr.
Average Coverage:$1183 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1483 /yr.

What is the average home insurance cost for a home in 06758?

  • • The average homeowners insurance premium paid annually for a home in 06758 is around $1183 per year.

What does it cost on average per month for home insurance in 06758?

  • • Homeowners in 06758 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 06758?

  • • Autoowners in 06758 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lakeside area, check out other zip codes nearby 06758.
Review average rates in another zip code:
06758 homeowners insurance rates

Home Replacement Cost Coverage in 06758

Average Building Cost Per Square Foot in 06758: $175

Location: Lakeside, Connecticut (Litchfield County)

Average Square Footage in 06758: 1,971 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06758 before you start any project. Lakeside homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06758 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06758 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,971 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lakeside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,971$345,000
Additional Upgrades & Added Features$2191,971$431,250
Major Home Updates or Advancements$2631,971$517,500

It's important to understand that when you estimate your replacement cost of your home in the 06758 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06758

Best Home & Auto Insurance Agencies in 06758

Housing Demographics for 06758

Population Review for 06758 Zip Code

For the city of Lakeside, the population within 06758 has increased to over 184 residents in population size. The current population total is 39. We have broken down the population based on race below. In 06758, there are over 11 in male population and 28 females.

PopulationValues
Total Population39
White Population36
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population11
Female Population28
Population Estimate184

Household Data for 06758

The average number of homes in 06758 is around 15, there are an average of 2.60 per household. The average house value according to local real estate values is around $345,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15
Persons Per Household2.60
Average House Value$345,000
Income Per Household$67708
Median Age68.8
Median Age Male64.3
Median Age Female69.8
06758 DetailsValues
StateCT
State Full NameConnecticut
City TypeN
City Alias Abbreviation
Area Code860
CityLakeside
City Alias NameLAKESIDE
CountyLitchfield
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA45860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTorrington, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees14
Business First Quarter Payroll353
Business Annual Payroll1611
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential71
Delivery Business1
Delivery Total127
Preferred Last Line Key000198
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State Key000198
Land Area0.627000
Water Area0.030000
City Alias Code
City Mixed CaseLakeside
City Alias Mixed CaseLakeside
Box Count13
SFDU71
MFDU0
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number084522
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]