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Compare 06759 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Litchfield just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,361 neighbors looking to save on their home insurance policy in the local 06759 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 06759. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Connecticut rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Litchfield, CT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Litchfield, CT

06759 Home Insurance Average Premiums

Local 06759 homeowners insurance quotes comparison

$947 /yr.

Shows Zip Code: 06759 lowest rates with discounts applied on average.

For the 06759, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$947 /yr.
Average Coverage:$1197 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1497 /yr.

What is the average home insurance cost for a home in 06759?

  • • The average homeowners insurance premium paid annually for a home in 06759 is around $1197 per year.

What does it cost on average per month for home insurance in 06759?

  • • Homeowners in 06759 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 06759?

  • • Autoowners in 06759 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Litchfield area, check out other zip codes nearby 06759.
Review average rates in another zip code:
06759 homeowners insurance rates

Home Replacement Cost Coverage in 06759

Average Building Cost Per Square Foot in 06759: $175

Location: Litchfield, Connecticut (Litchfield County)

Average Square Footage in 06759: 1,995 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06759 before you start any project. Litchfield homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06759 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06759 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,995 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Litchfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,995$349,200
Additional Upgrades & Added Features$2191,995$436,500
Major Home Updates or Advancements$2631,995$523,800

It's important to understand that when you estimate your replacement cost of your home in the 06759 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06759

Best Home & Auto Insurance Agencies in 06759

F North Clark Insurance, Incorporated

Address: 47 West St Litchfield, CT 06759
Phone:
Website: http://www.fnorthclark.com/
Info:

Housing Demographics for 06759

Population Review for 06759 Zip Code

For the city of Litchfield, the population within 06759 has increased to over 5,090 residents in population size. The current population total is 5,729. We have broken down the population based on race below. In 06759, there are over 2720 in male population and 3009 females.

PopulationValues
Total Population5,729
White Population5234
Black Population37
Hispanic Population205
Asian Population107
Hawaiian Population0
Indian Population4
Other Population50
Male Population2720
Female Population3009
Population Estimate5090

Household Data for 06759

The average number of homes in 06759 is around 2,361, there are an average of 2.29 per household. The average house value according to local real estate values is around $349,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,361
Persons Per Household2.29
Average House Value$349,200
Income Per Household$99375
Median Age51.2
Median Age Male50.9
Median Age Female51.6
06759 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityLitchfield
City Alias NameLITCHFIELD
CountyLitchfield
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA45860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTorrington, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses237
Number Of Employees2489
Business First Quarter Payroll23395
Business Annual Payroll105710
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District01|05
Congressional LandArea675.45|1248.16
Delivery Residential2223
Delivery Business129
Delivery Total3191
Preferred Last Line KeyV20344
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20344
Land Area53.690000
Water Area0.531000
City Alias Code
City Mixed CaseLitchfield
City Alias Mixed CaseLitchfield
Box Count530
SFDU1913
MFDU73
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number083808
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]