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06793 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 06793 zip code it's important to know that our rates are very competitive for homeowners living in Washington, CT. Many homeowners based out of your 06793 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 06793 should appear in the zip code field ready to go. For Washington, CT Homeowners Insurance Quotes nearby, we offer the best rates and service.

06793: Average Home Insurance Rates

For homeowners living in the great city of Washington, the average homeowners policy is considered very high in comparison to other states. Connecticut premiums are estimated to be around $1138 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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06793 Home Insurance Average Premiums

Local 06793 homeowners insurance quotes comparison

$888 /yr.

Shows Zip Code: 06793 lowest rates with discounts applied on average.

For the 06793, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$888 /yr.
Average Coverage:$1138 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1438 /yr.

What is the average home insurance cost for a home in 06793?

  • • The average homeowners insurance premium paid annually for a home in 06793 is around $1138 per year.

What does it cost on average per month for home insurance in 06793?

  • • Homeowners in 06793 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 06793?

  • • Autoowners in 06793 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Washington area, check out other zip codes nearby 06793.
Review average rates in another zip code:
06793 homeowners insurance rates

Home Replacement Cost Coverage in 06793

Average Building Cost Per Square Foot in 06793: $175

Location: Washington, Connecticut (Litchfield County)

Average Square Footage in 06793: 5,057 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06793 before you start any project. Washington homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06793 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06793 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,057 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1755,057$885,000
Additional Upgrades & Added Features$2195,057$1,106,250
Major Home Updates or Advancements$2635,057$1,327,500

It's important to understand that when you estimate your replacement cost of your home in the 06793 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06793

Best Home & Auto Insurance Agencies in 06793

Ericson Agency Inc

Address: 4 Green Hill Rd Washington, CT 06793
Phone:
Website: http://www.ericsoninc.com
Info:

Housing Demographics for 06793

Population Review for 06793 Zip Code

For the city of Washington, the population within 06793 has increased to over 1,079 residents in population size. The current population total is 1,189. We have broken down the population based on race below. In 06793, there are over 631 in male population and 558 females.

PopulationValues
Total Population1,189
White Population1089
Black Population11
Hispanic Population65
Asian Population16
Hawaiian Population0
Indian Population3
Other Population24
Male Population631
Female Population558
Population Estimate1079

Household Data for 06793

The average number of homes in 06793 is around 520, there are an average of 2.18 per household. The average house value according to local real estate values is around $885,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode520
Persons Per Household2.18
Average House Value$885,000
Income Per Household$148056
Median Age53.5
Median Age Male51.3
Median Age Female54.6
06793 DetailsValues
StateCT
State Full NameConnecticut
City TypeN
City Alias Abbreviation
Area Code860/959
CityWashington
City Alias NameWASHINGTON
CountyLitchfield
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1930
CSA408
CBSA45860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTorrington, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameDanbury, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees503
Business First Quarter Payroll5513
Business Annual Payroll27922
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential495
Delivery Business9
Delivery Total681
Preferred Last Line KeyV20778
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20778
Land Area14.614000
Water Area0.047000
City Alias Code
City Mixed CaseWashington
City Alias Mixed CaseWashington
Box Count145
SFDU495
MFDU0
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number088670
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]