Get multiple home insurance quotes in 06798. Our licensed 06798, CT agents are ready to serve you.

Homeowners Insurance in 06798

In Woodbury, CT, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 06798 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 06798 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 06798 should appear in the zip code field ready to go.

06798 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Connecticut, you are going to see rates around the average home insurance premium per year of $1172. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Woodbury home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 06798 Home Insurance Rates Now!

Best 3 Options to Compare in 06798

If you want homeowners insurance quotes within the city of Woodbury or in the 06798 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Woodbury, CT.

06798 Home Insurance Average Premiums

Local 06798 homeowners insurance quotes comparison

$922 /yr.

Shows Zip Code: 06798 lowest rates with discounts applied on average.

For the 06798, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$922 /yr.
Average Coverage:$1172 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1472 /yr.

What is the average home insurance cost for a home in 06798?

  • • The average homeowners insurance premium paid annually for a home in 06798 is around $1172 per year.

What does it cost on average per month for home insurance in 06798?

  • • Homeowners in 06798 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 06798?

  • • Autoowners in 06798 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodbury area, check out other zip codes nearby 06798.
Review average rates in another zip code:
06798 homeowners insurance rates

Home Replacement Cost Coverage in 06798

Average Building Cost Per Square Foot in 06798: $175

Location: Woodbury, Connecticut (Litchfield County)

Average Square Footage in 06798: 2,233 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06798 before you start any project. Woodbury homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06798 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06798 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,233 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodbury area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,233$390,700
Additional Upgrades & Added Features$2192,233$488,375
Major Home Updates or Advancements$2632,233$586,050

It's important to understand that when you estimate your replacement cost of your home in the 06798 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06798

Allstate Insurance - Barbara Hanley

Address: 428 Main St. South Pilgrim's Mall Woodbury, CT 06798
Phone: (203)266-4887
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5955

Best Home & Auto Insurance Agencies in 06798

Allstate Insurance - Barbara Hanley

Address: 428 Main St. South Pilgrim's Mall Woodbury, CT 06798
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5955
Info:

Housing Demographics for 06798

Population Review for 06798 Zip Code

For the city of Woodbury, the population within 06798 has increased to over 9,648 residents in population size. The current population total is 9,723. We have broken down the population based on race below. In 06798, there are over 4727 in male population and 4996 females.

PopulationValues
Total Population9,723
White Population8722
Black Population125
Hispanic Population454
Asian Population148
Hawaiian Population7
Indian Population22
Other Population130
Male Population4727
Female Population4996
Population Estimate9648

Household Data for 06798

The average number of homes in 06798 is around 4,251, there are an average of 2.28 per household. The average house value according to local real estate values is around $390,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,251
Persons Per Household2.28
Average House Value$390,700
Income Per Household$104081
Median Age51.1
Median Age Male50.1
Median Age Female52.2
06798 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityWoodbury
City Alias NameWOODBURY
CountyLitchfield
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8880
CSA408
CBSA45860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTorrington, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameWaterbury, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses267
Number Of Employees1562
Business First Quarter Payroll14495
Business Annual Payroll69925
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential4232
Delivery Business206
Delivery Total4846
Preferred Last Line KeyV20844
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20844
Land Area36.359000
Water Area0.284000
City Alias Code
City Mixed CaseWoodbury
City Alias Mixed CaseWoodbury
Box Count312
SFDU3688
MFDU150
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number089558
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]