Get multiple home insurance quotes in 06831. Our licensed 06831, CT agents are ready to serve you.

06831 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 06831 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Greenwich, CT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 06831 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Connecticut, like average Greenwich homeowners insurance rates, coverage options or home insurance types, please select Greenwich, CT Home Insurance Rates Online!

06831 Home Insurance Average Premiums

Local 06831 homeowners insurance quotes comparison

$869 /yr.

Shows Zip Code: 06831 lowest rates with discounts applied on average.

For the 06831, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$869 /yr.
Average Coverage:$1119 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1419 /yr.

What is the average home insurance cost for a home in 06831?

  • • The average homeowners insurance premium paid annually for a home in 06831 is around $1119 per year.

What does it cost on average per month for home insurance in 06831?

  • • Homeowners in 06831 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 06831?

  • • Autoowners in 06831 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenwich area, check out other zip codes nearby 06831.
Review average rates in another zip code:
06830 homeowners insurance rates
06831 homeowners insurance rates

Home Replacement Cost Coverage in 06831

Average Building Cost Per Square Foot in 06831: $175

Location: Greenwich, Connecticut (Fairfield County)

Average Square Footage in 06831: 7,461 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06831 before you start any project. Greenwich homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06831 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06831 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 7,461 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenwich area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1757,461$1,305,700
Additional Upgrades & Added Features$2197,461$1,632,125
Major Home Updates or Advancements$2637,461$1,958,550

It's important to understand that when you estimate your replacement cost of your home in the 06831 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06831

Best Home & Auto Insurance Agencies in 06831

Housing Demographics for 06831

Population Review for 06831 Zip Code

For the city of Greenwich, the population within 06831 has increased to over 15,806 residents in population size. The current population total is 15,254. We have broken down the population based on race below. In 06831, there are over 7378 in male population and 7876 females.

PopulationValues
Total Population15,254
White Population12230
Black Population218
Hispanic Population1399
Asian Population975
Hawaiian Population9
Indian Population15
Other Population564
Male Population7378
Female Population7876
Population Estimate15806

Household Data for 06831

The average number of homes in 06831 is around 5,516, there are an average of 2.73 per household. The average house value according to local real estate values is around $1,305,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,516
Persons Per Household2.73
Average House Value$1,305,700
Income Per Household$206135
Median Age46.3
Median Age Male44.1
Median Age Female47.9
06831 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityGreenwich
City Alias NameGREENWICH
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8040
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameStamford-Norwalk, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses424
Number Of Employees4227
Business First Quarter Payroll190456
Business Annual Payroll575927
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential5790
Delivery Business251
Delivery Total7531
Preferred Last Line KeyV20262
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20262
Land Area27.553000
Water Area0.506000
City Alias Code
City Mixed CaseGreenwich
City Alias Mixed CaseGreenwich
Box Count335
SFDU5348
MFDU317
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number083060
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

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