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Searching for Homeowners Insurance in 06878

If you are a homeowners that lives in 06878 you may be searching for more affordable homeowners insurance in Riverside. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Riverside, CT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Connecticut licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 06878 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Riverside, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 06878 Home Insurance Costs: very high!

In Riverside, homeowners are paying roughly $1385 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 06878 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Riverside are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 06878 policy right now!

06878 Home Insurance Average Premiums

Local 06878 homeowners insurance quotes comparison

$1135 /yr.

Shows Zip Code: 06878 lowest rates with discounts applied on average.

For the 06878, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1135 /yr.
Average Coverage:$1385 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1685 /yr.

What is the average home insurance cost for a home in 06878?

  • • The average homeowners insurance premium paid annually for a home in 06878 is around $1385 per year.

What does it cost on average per month for home insurance in 06878?

  • • Homeowners in 06878 pay a monthly average cost per month around $115.00.

What kind of discount could I get if I combine my home and auto insurance together in 06878?

  • • Autoowners in 06878 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riverside area, check out other zip codes nearby 06878.
Review average rates in another zip code:
06878 homeowners insurance rates

Home Replacement Cost Coverage in 06878

Average Building Cost Per Square Foot in 06878: $175

Location: Riverside, Connecticut (Fairfield County)

Average Square Footage in 06878: 9,237 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06878 before you start any project. Riverside homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06878 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06878 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 9,237 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riverside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1759,237$1,616,400
Additional Upgrades & Added Features$2199,237$2,020,500
Major Home Updates or Advancements$2639,237$2,424,600

It's important to understand that when you estimate your replacement cost of your home in the 06878 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06878

Best Home & Auto Insurance Agencies in 06878

Garrett- John - State Farm Insurance Agent

Address: 1152 E Putnam Ave Riverside, CT 06878
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 06878

Population Review for 06878 Zip Code

For the city of Riverside, the population within 06878 has increased to over 8,980 residents in population size. The current population total is 8,519. We have broken down the population based on race below. In 06878, there are over 4196 in male population and 4323 females.

PopulationValues
Total Population8,519
White Population6435
Black Population94
Hispanic Population919
Asian Population853
Hawaiian Population2
Indian Population11
Other Population199
Male Population4196
Female Population4323
Population Estimate8980

Household Data for 06878

The average number of homes in 06878 is around 2,707, there are an average of 3.14 per household. The average house value according to local real estate values is around $1,616,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,707
Persons Per Household3.14
Average House Value$1,616,400
Income Per Household$250000
Median Age40.9
Median Age Male39.2
Median Age Female42.2
06878 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203
CityRiverside
City Alias NameRIVERSIDE
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses170
Number Of Employees2201
Business First Quarter Payroll49595
Business Annual Payroll173814
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential2860
Delivery Business128
Delivery Total4116
Preferred Last Line KeyV20561
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20561
Land Area2.418000
Water Area0.806000
City Alias Code
City Mixed CaseRiverside
City Alias Mixed CaseRiverside
Box Count108
SFDU2643
MFDU133
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number086426
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]