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Homeowners Insurance coverage in 19902

If you are a homeowner in 19902 or Dover Afb, DE you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Dover Afb.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 19902.

Learn more about our homeowners insurance shopping service by selecting the best Dover Afb, DE Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 19902?

Residents of Dover Afb have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Delaware? While Delaware is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Delaware comes in at 44 in the country for homeowners insurance premiums.

If you are living in 19902 zipcode, expect to pay around $664 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Dover Afb does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

19902 Home Insurance Average Premiums

Local 19902 homeowners insurance quotes comparison

$414 /yr.

Shows Zip Code: 19902 lowest rates with discounts applied on average.

For the 19902, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$414 /yr.
Average Coverage:$664 /yr.
2600 sq. ft. or higher
(all discounts applied)
$964 /yr.

What is the average home insurance cost for a home in 19902?

  • • The average homeowners insurance premium paid annually for a home in 19902 is around $664 per year.

What does it cost on average per month for home insurance in 19902?

  • • Homeowners in 19902 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19902?

  • • Autoowners in 19902 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dover Afb area, check out other zip codes nearby 19902.
Review average rates in another zip code:
19902 homeowners insurance rates

Home Replacement Cost Coverage in 19902

Average Building Cost Per Square Foot in 19902: $149

Location: Dover Afb, Delaware (Kent County)

Average Square Footage in 19902: 1,107 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19902 before you start any project. Dover Afb homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19902 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19902 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,107 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dover Afb area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1491,107$165,000
Additional Upgrades & Added Features$1861,107$206,250
Major Home Updates or Advancements$2241,107$247,500

It's important to understand that when you estimate your replacement cost of your home in the 19902 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19902

Best Home & Auto Insurance Agencies in 19902

Housing Demographics for 19902

Population Review for 19902 Zip Code

For the city of Dover Afb, the population within 19902 has increased to over 0 residents in population size. The current population total is 108. We have broken down the population based on race below. In 19902, there are over 91 in male population and 17 females.

PopulationValues
Total Population108
White Population72
Black Population11
Hispanic Population26
Asian Population6
Hawaiian Population0
Indian Population1
Other Population0
Male Population91
Female Population17
Population Estimate0

Household Data for 19902

The average number of homes in 19902 is around 23, there are an average of 0.65 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23
Persons Per Household0.65
Average House Value$165,000
Income Per Household$0
Median Age21.1
Median Age Male21.5
Median Age Female20.5
19902 DetailsValues
StateDE
State Full NameDelaware
City TypeB
City Alias Abbreviation
Area Code302
CityDover Afb
City Alias NameDOVER AFB
CountyKent
County FIPS001
State FIPS10
Time Zone5
Day Light SavingY
MSA2190
PMSA
CSA428
CBSA20100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDover, DE
MSA_NameDover, DE MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees142
Business First Quarter Payroll1814
Business Annual Payroll7131
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population162310
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential0
Delivery Business1
Delivery Total6524
Preferred Last Line KeyV21250
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyV21250
Land Area3.947000
Water Area0.000000
City Alias CodeM1
City Mixed CaseDover AFB
City Alias Mixed CaseDover AFB
Box Count42
SFDU0
MFDU0
State ANSI10
County ANSI001
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number091760
Unique ZIP Name
SSA State County Code08000
Medicare CBSA Code20100
Medicare CBSA NameDover, DE
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKent

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