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32052, FL Home Insurance

In the zip code of 32052, the population size is around 8,462, which consists of 2,506 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Jasper, FL. A few years ago, a study was done and found that the average home insurance rates for Florida are around $1,632 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 32052 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Jasper. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-888-685-4704 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Jasper, FL Homeowners Insurance Online Rates Today!

32052 Home Insurance Average Premiums

Local 32052 homeowners insurance quotes comparison

$1382 /yr.

Shows Zip Code: 32052 lowest rates with discounts applied on average.

For the 32052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1382 /yr.
Average Coverage:$1632 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1932 /yr.

What is the average home insurance cost for a home in 32052?

  • • The average homeowners insurance premium paid annually for a home in 32052 is around $1632 per year.

What does it cost on average per month for home insurance in 32052?

  • • Homeowners in 32052 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32052?

  • • Autoowners in 32052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jasper area, check out other zip codes nearby 32052.
Review average rates in another zip code:
32052 homeowners insurance rates

Home Replacement Cost Coverage in 32052

Average Building Cost Per Square Foot in 32052: $167

Location: Jasper, Florida (Hamilton County)

Average Square Footage in 32052: 572 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32052 before you start any project. Jasper homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 572 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jasper area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167572$95,600
Additional Upgrades & Added Features$209572$119,500
Major Home Updates or Advancements$251572$143,400

It's important to understand that when you estimate your replacement cost of your home in the 32052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32052

Best Home & Auto Insurance Agencies in 32052

Allstate Insurance Companies

Address: 109 Hatley St W Jasper, FL 32052
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Blue Cross and Blue Shield of Florida Inc

Address: 440 15th Ave NW Jasper, FL 32052
Phone:
Website:
Info:

Housing Demographics for 32052

Population Review for 32052 Zip Code

For the city of Jasper, the population within 32052 has increased to over 5,608 residents in population size. The current population total is 8,462. We have broken down the population based on race below. In 32052, there are over 5315 in male population and 3147 females.

PopulationValues
Total Population8,462
White Population4659
Black Population3215
Hispanic Population591
Asian Population27
Hawaiian Population0
Indian Population28
Other Population217
Male Population5315
Female Population3147
Population Estimate5608

Household Data for 32052

The average number of homes in 32052 is around 2,506, there are an average of 2.41 per household. The average house value according to local real estate values is around $95,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,506
Persons Per Household2.41
Average House Value$95,600
Income Per Household$43330
Median Age41.6
Median Age Male40.1
Median Age Female45.5
32052 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code386
CityJasper
City Alias NameJASPER
CountyHamilton
County FIPS047
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses102
Number Of Employees867
Business First Quarter Payroll5908
Business Annual Payroll25544
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea7306.05
Delivery Residential2327
Delivery Business149
Delivery Total2968
Preferred Last Line KeyY22137
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22137
Land Area285.706000
Water Area4.020000
City Alias Code
City Mixed CaseJasper
City Alias Mixed CaseJasper
Box Count432
SFDU2214
MFDU0
State ANSI12
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number114425
Unique ZIP Name
SSA State County Code10230
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID23
County Mixed CaseHamilton

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]