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Home Insurance Quotes in 32210
Are you shopping for a cheaper homeowners insurance rate in 32210? Our rates are very competitive for homeowners living in Jacksonville, FL. Many homeowners located in the 32210 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 32210. To get free 32210 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 32210 zip code should appear in the zip code field ready to go. Shopping Jacksonville, FL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 32210 to review the best rate coverages.
Your 32210 Home Insurance Costs Is Rated: Very High!
For the great city of Jacksonville, the average home insurance premium paid annually is around $1623 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Florida specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Jacksonville and need insurance on your home in the 32210 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.
32210 Home Insurance Average Premiums
For the 32210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1373 /yr. |
Average Coverage: | $1623 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1923 /yr. |
What is the average home insurance cost for a home in 32210?
- • The average homeowners insurance premium paid annually for a home in 32210 is around $1623 per year.
What does it cost on average per month for home insurance in 32210?
- • Homeowners in 32210 pay a monthly average cost per month around $135.00.
What kind of discount could I get if I combine my home and auto insurance together in 32210?
- • Autoowners in 32210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 32210.
Review average rates in another zip code:
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32258 homeowners insurance rates
Home Replacement Cost Coverage in 32210
Average Building Cost Per Square Foot in 32210: $167
Location: Jacksonville, Florida (Duval County)Average Square Footage in 32210: 941 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 32210 before you start any project. Jacksonville homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 32210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 941 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $167 | 941 | $157,100 |
Additional Upgrades & Added Features | $209 | 941 | $196,375 |
Major Home Updates or Advancements | $251 | 941 | $235,650 |
It's important to understand that when you estimate your replacement cost of your home in the 32210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 32210
A Bit Above Insurance Agency
Address: 7628 103rd Street Suite 19 Jacksonville, FL 32210Phone: (904)779-9778
Website:
A Abacus Mr Auto Insurance
Address: 7279 103rd Street Jacksonville, FL 32210Phone: (904)573-6664
Website:
A & B Insurance Agency Inc
Address: 2317 Blanding Boulevard Jacksonville, FL 32210Phone: (904)388-6446
Website:
Best Home & Auto Insurance Agencies in 32210
Allstate Insurance - Jeffry L Bernard
Address: 7530 103rd St Jacksonville, FL 32210Phone:
Website:
Info:
Anderson- Edwin C - State Farm Insurance Agent
Address: 4495 Roosevelt Blvd, #404 Jacksonville, FL 32210Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance - Ramzi Salameh
Address: 4561 San Juan Ave Jacksonville, FL 32210Phone:
Website:
Info:
Allstate Insurance Company
Address: 1660 Lane Ave S Jacksonville, FL 32210Phone:
Website:
Info:
A Bit Above Insurance Agency
Address: 7628 103rd St, #19 Jacksonville, FL 32210Phone:
Website:
Info:
Housing Demographics for 32210
Population Review for 32210 Zip Code
For the city of Jacksonville, the population within 32210 has increased to over 70,129 residents in population size. The current population total is 66,415. We have broken down the population based on race below. In 32210, there are over 31603 in male population and 34812 females.
Population | Values |
---|---|
Total Population | 66,415 |
White Population | 29451 |
Black Population | 25222 |
Hispanic Population | 7537 |
Asian Population | 2340 |
Hawaiian Population | 51 |
Indian Population | 302 |
Other Population | 3469 |
Male Population | 31603 |
Female Population | 34812 |
Population Estimate | 70129 |
Household Data for 32210
The average number of homes in 32210 is around 26,199, there are an average of 2.52 per household. The average house value according to local real estate values is around $157,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 26,199 |
Persons Per Household | 2.52 |
Average House Value | $157,100 |
Income Per Household | $51262 |
Median Age | 36.7 |
Median Age Male | 35.5 |
Median Age Female | 37.7 |
32210 Details | Values |
---|---|
State | FL |
State Full Name | Florida |
City Type | P |
City Alias Abbreviation | |
Area Code | 904 |
City | Jacksonville |
City Alias Name | JACKSONVILLE |
County | Duval |
County FIPS | 031 |
State FIPS | 12 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 3600 |
PMSA | |
CSA | 300 |
CBSA | 27260 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Jacksonville, FL |
MSA_Name | Jacksonville, FL MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1285 |
Number Of Employees | 13075 |
Business First Quarter Payroll | 113721 |
Business Annual Payroll | 518616 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1345596 |
CBSA Division Population | 0 |
Congressional District | 04 |
Congressional LandArea | 1875.97 |
Delivery Residential | 27829 |
Delivery Business | 1638 |
Delivery Total | 30303 |
Preferred Last Line Key | Y22126 |
Classification Code | |
Multi-County | |
CSA Name | Jacksonville-Kingsland-Palatka, FL-GA |
CBSA_DIV_Name | |
City State Key | Y22126 |
Land Area | 21.890000 |
Water Area | 5.487000 |
City Alias Code | |
City Mixed Case | Jacksonville |
City Alias Mixed Case | Jacksonville |
Box Count | 0 |
SFDU | 17483 |
MFDU | 2848 |
State ANSI | 12 |
County ANSI | 031 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 114380 |
Unique ZIP Name | |
SSA State County Code | 10150 |
Medicare CBSA Code | 27260 |
Medicare CBSA Name | Jacksonville, FL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 15 |
County Mixed Case | Duval |
Florida Homeowners Insurance News & Information
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024
Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]
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Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024
A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase. Currently, a Broward commissioner is asking Congress to pass legislation he claims […]