Get multiple home insurance quotes in 32222. Our licensed 32222, FL agents are ready to serve you.

32222 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 32222 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Jacksonville, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 32222 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Jacksonville homeowners insurance rates, coverage options or home insurance types, please select Jacksonville, FL Home Insurance Rates Online!

32222 Home Insurance Average Premiums

Local 32222 homeowners insurance quotes comparison

$1341 /yr.

Shows Zip Code: 32222 lowest rates with discounts applied on average.

For the 32222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1341 /yr.
Average Coverage:$1591 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1891 /yr.

What is the average home insurance cost for a home in 32222?

  • • The average homeowners insurance premium paid annually for a home in 32222 is around $1591 per year.

What does it cost on average per month for home insurance in 32222?

  • • Homeowners in 32222 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 32222?

  • • Autoowners in 32222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 32222.
Review average rates in another zip code:
32258 homeowners insurance rates
32220 homeowners insurance rates
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32246 homeowners insurance rates
32257 homeowners insurance rates
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32208 homeowners insurance rates
32209 homeowners insurance rates
32277 homeowners insurance rates

Home Replacement Cost Coverage in 32222

Average Building Cost Per Square Foot in 32222: $167

Location: Jacksonville, Florida (Duval County)

Average Square Footage in 32222: 1,326 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32222 before you start any project. Jacksonville homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,326 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,326$221,400
Additional Upgrades & Added Features$2091,326$276,750
Major Home Updates or Advancements$2511,326$332,100

It's important to understand that when you estimate your replacement cost of your home in the 32222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32222

Best Home & Auto Insurance Agencies in 32222

Housing Demographics for 32222

Population Review for 32222 Zip Code

For the city of Jacksonville, the population within 32222 has increased to over 20,507 residents in population size. The current population total is 13,564. We have broken down the population based on race below. In 32222, there are over 6607 in male population and 6957 females.

PopulationValues
Total Population13,564
White Population6039
Black Population4742
Hispanic Population1743
Asian Population740
Hawaiian Population7
Indian Population71
Other Population616
Male Population6607
Female Population6957
Population Estimate20507

Household Data for 32222

The average number of homes in 32222 is around 4,976, there are an average of 2.73 per household. The average house value according to local real estate values is around $221,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,976
Persons Per Household2.73
Average House Value$221,400
Income Per Household$71077
Median Age37.1
Median Age Male35.7
Median Age Female38.2
32222 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code904
CityJacksonville
City Alias NameJACKSONVILLE
CountyDuval
County FIPS031
State FIPS12
Time Zone5
Day Light SavingY
MSA3600
PMSA
CSA300
CBSA27260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJacksonville, FL
MSA_NameJacksonville, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses207
Number Of Employees2555
Business First Quarter Payroll16776
Business Annual Payroll72779
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1345596
CBSA Division Population0
Congressional District04
Congressional LandArea1875.97
Delivery Residential7512
Delivery Business154
Delivery Total13404
Preferred Last Line KeyY22126
Classification Code
Multi-County
CSA NameJacksonville-Kingsland-Palatka, FL-GA
CBSA_DIV_Name
City State KeyY22126
Land Area11.395000
Water Area0.048000
City Alias Code
City Mixed CaseJacksonville
City Alias Mixed CaseJacksonville
Box Count591
SFDU2484
MFDU1077
State ANSI12
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114380
Unique ZIP Name
SSA State County Code10150
Medicare CBSA Code27260
Medicare CBSA NameJacksonville, FL
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseDuval

Florida Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

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  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]